The Payments Group Partners With Bluecode to Deliver Pan-European Mobile Payment Prepaid Solution
By Lauren Towner · 24 July 2025

The Payments Group (TPG), has become the first pan-European issuer of the Bluecode payment scheme. The partnership gives all residents across the European Economic Area (EEA) access to a prepaid-based mobile payment solution. It is a wholly European made payments service designed specifically for Europeans, as an alternative to the dominant international card schemes.
The new prepaid service is available via the Bluecode app, can be activated in just a few minutes, and funded via SEPA transfers, credit and debit cards, or cash at more than 550,000 retail locations. Once topped up, users can make transactions worldwide with the confidence of a prepaid payment solution, eliminating the risk of overspending while safeguarding data and funds.
Whether paying for groceries or traveling abroad, users benefit from full spending control without the complexities of credit checks or hidden fees. The solution also supports transaction overviews and value-added services available within the Bluecode app, making it a powerful yet simple alternative to traditional bank accounts and other payment methods.
"With this launch, we're proud to offer a payment solution that reflects Europe's commitment to privacy, security, and user empowerment," said Jens Bader, CEO of The Payments Group. "Our prepaid offering gives people across the EEA access to a European way to pay - built on European infrastructure, governed by European regulation, and aligned with the values that matter most to European users."
Users also benefit from Bluecode's growing interoperability with European and international payment ecosystems, which ensures broad acceptance both within and beyond Europe. This is especially relevant for users working or traveling abroad, particularly those who prefer to use a European solution or find themselves in places where traditional payment methods are not always widely accepted.
"Our partnership with The Payments Group marks a major milestone in building a truly European alternative in the global payments space," said Christian Pirkner, CEO of Bluecode. "By combining The Payments Group's prepaid infrastructure with our interoperable network, we're empowering users across the European Economic Area with a solution that is not only secure and convenient but also firmly rooted in European values and technology."
Looking ahead, The Payments Group and Bluecode are committed to strengthening their collaboration to drive further innovation in European payments, including integrating the prepaid-based solution into other apps, such as merchant apps, travel apps, and more.
With the The Payments Group Bluecode prepaid service, Europeans gain a secure, privacy-respecting way to pay—powered by homegrown infrastructure and cross-border compatibility.
About the companies
Bluecode
Website · 4 stories on FF News since 2022
Previously on FF News:
- Calida Financial Launches Cardless Embedded Finance Platform for Global Contactless Payments 4 November 2026
- Bluecode Partners with Viva.com to Offer QR Payments in Europe 3 April 2024
- Banking Circle Supports Bluecode And Twint Powering Interoperability Between National Mobile Payment Systems 7 June 2022
Payments Group
Website · 6 stories on FF News since 2024
Previously on FF News:
- Repayd and Axcess Payments Group Launch Free Health Check to Cut Hidden Travel Payment Costs 2 November 2026
- Axcess Launches utlx: The Intelligent Payments Infrastructure Platform for Complex Ecosystems 23 September 2026
- The Payments Group (TPG) Partners With HubPeople to Bring Cash Payments to 100m Daters 11 November 2024
Companies in this story: Payments Group, Bluecode
People in this story: Christian Pirkner, Jens Bader