Open Banking Americas 2025:
Accelerating the Future of Modern Banking

The Open Banking Americas event returns to Miami on May 29 and 30, 2025, highlighting a critical shift toward the integration of blockchain and open data within traditional finance. As the global open banking market targets a $90 billion valuation by 2030, the summit focuses on the regulatory and technical convergence across the U.S. and Latin America.

What was announced

The third edition of Open Banking Americas will take place at the JW Marriott Marquis in Miami, serving as a hub for regulators, banks, and fintech innovators. The event is designed to address the evolution of open data access and the practical integration of blockchain technology into established financial systems. A primary focus of the 2025 agenda is the strengthening of open banking models in key Latin American markets, specifically Mexico, Colombia, and Brazil, as these nations prepare to link their financial ecosystems with crypto-banking innovations.

The agenda covers a broad spectrum of technical and strategic topics, including:

• The impact of U.S. crypto-economy regulations on the Latin American financial landscape.
• Blockchain-powered banking solutions and the use of APIs to facilitate open finance.
• Cybersecurity, privacy, and identity security technologies.
• The role of AI, tokenization, and Payfin in modernizing transactions.

For the first time, the event will host the Open Banking Americas Awards to recognize industry transformation. Categories for the inaugural awards include Most Influential Open Finance Founder or CEO (Woman), Best Financial Project Using APIs in Open Banking, and Best Blockchain Innovation for Open Banking. Participation has already been confirmed by senior executives from major institutions, including Citi, Banco Azteca, Standard Chartered Bank, and Open Banking Excellence.

The companies involved

The event features a diverse range of participants from the global and regional financial sectors. Global tier-one institutions such as Citi and Standard Chartered Bank represent the established banking order, which is increasingly looking toward API-driven collaboration. Their involvement alongside regional leaders like Banco Azteca underscores the importance of the Latin American market in the global open banking transition. These institutions are navigating a landscape where traditional banking services must now coexist with decentralized technologies.

The focus on Mexico, Colombia, and Brazil highlights a regional push to modernize financial infrastructure. These countries have become significant testing grounds for open banking, driven by both regulatory mandates and a high demand for digital financial services. Organizations like Open Banking Excellence contribute to this ecosystem by fostering the standards and collaborative frameworks necessary for cross-border data sharing. The gathering in Miami serves as a bridge between these high-growth Latin American markets and the regulatory environment of the United States, aiming to create a more unified financial era across the Americas.

What this means

The industry is moving past the theoretical stage of open banking into a phase of high-stakes implementation. The projected $90 billion market value by 2030 suggests that the infrastructure being built now—specifically around APIs and blockchain—will be the bedrock of future retail and commercial finance. For the Latin American market, this represents a leapfrogging opportunity; by integrating crypto-banking and open data simultaneously, these regions may set a faster pace for innovation than more established, siloed markets.

However, this transition places significant pressure on legacy institutions to modernize their core systems. The integration of the crypto economy with the U.S. financial system remains a complex regulatory hurdle, and the success of these initiatives will depend on whether blockchain can be scaled securely within traditional frameworks. The introduction of specific awards for blockchain innovation and female leadership also indicates an industry attempting to address both technological gaps and historical imbalances in the fintech sector.