LexisNexis Risk Solutions Launches Know Your Agent Intelligence to Combat AI-Driven Fraud

LexisNexis Risk Solutions has launched Know Your Agent (KYA) intelligence to help businesses identify and manage the risks associated with autonomous AI agents. As agentic commerce grows, fintechs must now distinguish between human users and AI actors to prevent sophisticated fraud while maintaining seamless digital customer journeys.

What was announced

LexisNexis Risk Solutions has introduced Know Your Agent (KYA) intelligence, a new capability integrated into its digital identity and fraud prevention platform. The solution is designed to help organizations identify when AI agents—autonomous digital actors performing tasks on behalf of individuals or businesses—are interacting with their services. Rather than treating these agents as isolated security threats, KYA allows firms to bring agentic interactions directly into existing risk assessment and decisioning workflows.

The urgency for such a solution is underscored by rapid shifts in digital traffic. Analysis from the company shows that agentic traffic surged by more than 750% in the first half of 2026 alone. Furthermore, global agentic transactions doubled in the most recent quarter, a trend largely driven by personal agents used for tasks like online shopping. In 2025, the LexisNexis Digital Identity Network analyzed over 116 billion transactions and detected 4.9 billion automated bot attacks, representing a 59% year-over-year increase.

KYA intelligence addresses the challenge that most personal agents do not self-declare. The system evaluates whether an agent is authorized for a specific action and if its behavior remains consistent with that authority. This provides continuous visibility as control shifts between human users and AI agents during a digital journey. Several LexisNexis Risk Solutions customers are already utilizing these insights to manage risk in real time, helping to establish context for what an agent represents and what it is attempting to do.

The companies involved

LexisNexis Risk Solutions is a global provider of risk intelligence and data analytics, specializing in solutions that connect identity, device, behavioral, and transaction data. The company operates at a massive scale, utilizing its Digital Identity Network to provide real-time risk assessments for some of the world's largest financial institutions, merchants, and digital enterprises. By leveraging vast datasets, the firm helps organizations distinguish between legitimate users and malicious actors, a capability that is increasingly critical as automated and agentic interactions become more prevalent.

The company’s approach centers on "connected intelligence," which looks at the wider context of a digital interaction rather than viewing it in isolation. This involves analyzing network patterns and relationships to provide a foundation for identity and authorization. As the market for autonomous AI agents evolves, LexisNexis Risk Solutions occupies a central role in establishing the standards for how these digital actors are identified and permitted to operate within regulated environments. Its technology is designed to handle the increasing sophistication of fraud, such as account takeover attacks and authorized push payment fraud, which malicious agents can now execute with greater scale and dynamic learning capabilities.

What FF News has reported before

FF News has closely followed the expansion of LexisNexis Risk Solutions’ intelligence capabilities across various sectors. In October 2026, the company launched LexisNexis Risk Solutions Launches Emailage Adaptive to Slash Fraud False Positives by 80%, a self-calibrating AI solution. The firm has also been active in the insurance space, with reports on Price Sensitivity Hits Record Highs in U.S. Auto Insurance Shopping, LexisNexis Study Reveals and a surge in Record U.K. Motor Insurance Shopping Hits 403,000 Daily as EV and Hybrid Registrations Surge to 70%. Additionally, the company recently partnered with IMS to launch a LexisNexis and IMS Partner to Slash Telematics Costs by 80% with New Smartphone Solution aimed at reducing costs for insurers and drivers.

What this means

The rise of agentic commerce represents a fundamental shift in the digital economy, moving from a human-to-machine model to a machine-to-machine paradigm. For the fintech sector, this announcement signals that traditional "Know Your Customer" (KYC) frameworks are no longer sufficient; they must evolve into "Know Your Agent" (KYA) protocols. The 750% growth in agentic traffic puts immediate pressure on financial institutions to update their authorization logic. If banks and merchants cannot reliably distinguish between a legitimate personal AI agent and a malicious bot, they risk either blocking a new wave of automated commerce or opening the door to hyper-sophisticated, AI-driven fraud. The industry now faces a critical challenge in standardizing agent identity without stifling the efficiency these agents promise.