Januar Secures EU MiCA Authorisation and €1M Funding to Bridge Fiat and Stablecoins

Quick Summary

Januar has secured EU MiCA Authorisation and €1M in funding to provide a unified, regulated bridge between fiat and stablecoin rails. By combining PSD2 and MiCA licenses, Januar enables crypto businesses to access compliant financial infrastructure, including IBANs and SEPA rails, across the entire European Economic Area.

How Does Januar Solve the Crypto Banking Gap?

Januar Secures EU MiCA Authorisation to address the primary hurdle for digital asset firms: the lack of reliable financial infrastructure. By offering EUR/DKK/USD accounts and IBANs, Januar allows crypto brokers and exchanges to operate with the same regulatory rigour as banks. The platform integrates traditional SEPA rails with 24/7 stablecoin settlement, ensuring that businesses no longer have to choose between legacy speed and modern innovation.

• Unified Compliance: Operates under both PSD2 and MiCA frameworks.
• Multi-Currency Support: Full access to EUR, DKK, and USD accounts.
• Embedded Payments: Seamless infrastructure for wallets and marketplaces.

What Does MiCA Authorisation Mean for Stablecoin Adoption?

The receipt of the CASP license under MiCA transforms EU MiCA Authorisation into a massive growth catalyst. Januar can now facilitate Electronic Money Tokens (EMTs), embedding them directly into Europe’s regulated payments architecture. This alignment ensures that safeguarding and governance standards are consistent across both fiat and digital assets, allowing institutional players to scale stablecoin-native infrastructure without regulatory friction.

• Pan-European Reach: Single supervisory framework across all EEA member states.
• Institutional Trust: High-level operational resilience and safeguarding protocols.
• Settlement Efficiency: Bridging SEPA reliability with 24/7 crypto innovation.

“Stablecoins are becoming regulated under the same rigorous supervisory framework as traditional payments. With its early track-record, established licensing and deep expertise, Januar offers a level of execution, compliance and trust that is rare in the market today. Beyond this, the team has built a strong foundation for supporting regulated crypto operations for businesses of any scale.” said Alpen Sheth, PhD., Partner, Borderless.

"We are very pleased to back Januar. We firmly believe in the team, and the larger underlying trend of bridging the crypto industry with the more traditional banking sector. Januar is uniquely positioned to do just that." said Mikael Bondum, GP @Likeminded.

“This CASP license allows us to double down on stablecoin powered payments while offering business critical services to companies that are working with or using crypto assets on a daily basis. Januar was founded to offer all fundamental infrastructure through a single platform and the combination of a CASP license and new investments allows us to continue expanding that vision.” said Simon Ousager, Founder and CSO @Januar.

FF NEWS TAKE:

Januar’s dual-licensing strategy is a masterstroke for the European market. While many firms struggle with fragmented regulations, EU MiCA Authorisation provides Januar with a clear runway to dominate the stablecoin infrastructure space. The €1M funding is modest, but the regulatory validation is the real currency here. This moves the needle by proving that compliant crypto-fiat bridges are the essential utility for the next phase of fintech evolution.