Fivetran Powers Oakbrook Finance to Accelerate Real-Time Lending and AI Data Operations

Quick Summary

Oakbrook Finance has selected Fivetran to automate its data integration, enabling real-time lending decisions for 140,000 borrowers. By centralizing data, the lender saved three months of engineering time and launched the OakbrookOne product, which has already facilitated over £50 million in debt consolidation lending.

How Does Fivetran Solve Data Latency for Lenders?

Real-time lending decisions require immediate access to high-quality data, especially when price comparison platforms demand offers in under 10 seconds. Oakbrook Finance uses Fivetran to automate data integration, moving away from manual pipeline maintenance to a governed, automated flow. This shift has allowed their lean engineering team to focus on AI-ready data operations rather than infrastructure upkeep.

• 10-second window for data ingestion and model execution.
• 5 million rows of data ingested monthly.
• 3 months saved in engineering build time.

What Results Has Automated Data Integration Delivered?

By implementing a robust data integration strategy, Oakbrook Finance has expanded its analytical capabilities to include deep customer behavior modeling and marketing effectiveness. This infrastructure was pivotal in launching OakbrookOne, a debt consolidation tool that has delivered measurable financial relief to UK consumers. The ability to connect previously unreachable data sources has directly improved responsible lending at scale.

• £50 million in consolidation lending enabled.
• £110 average monthly saving for customers.
• 40% of customers receive same-day settlements.

How Does Open Data Infrastructure Support Governance?

For financial institutions, governed data layers are non-negotiable. Fivetran provides an open data infrastructure that ensures information remains accessible and consistent across all systems. This allows Oakbrook to maintain strict control over its analytics estate while scaling machine learning workflows. As Alex Cresswell of Fivetran + dbt Labs notes, this approach removes operational complexity without sacrificing the security required for near-prime and non-prime lending.

FF NEWS TAKE:

This partnership proves that data integration is no longer just a back-office concern; it is a front-line competitive advantage. For a lender like Oakbrook Finance, where a 10-second delay means a lost customer, Fivetran’s ability to automate the "plumbing" of data is transformative. By freeing up engineers and enabling AI-ready data operations, Oakbrook is setting a benchmark for how mid-sized fintechs can outmaneuver traditional banks through sheer operational efficiency.