Chift Secures €10.5M Series A to Scale AI-Native Financial Connectivity Across Europe

Brussels-based Chift has secured a €10.5 million Series A round to scale its financial connectivity infrastructure across Europe. For fintech professionals, this represents a critical move in solving the fragmentation of European financial data, providing the necessary plumbing for AI agents and ensuring compliance with looming e-invoicing mandates across the continent.

What was announced

Chift’s latest funding round was led by BlackFin Capital Partners, with participation from existing backers Entourage, Shapers, Seeder Fund, and Wallonie Entreprendre. The company operates a unified API designed to bridge the gap between software providers and more than 120 disparate financial systems across Europe. This infrastructure is currently utilized by over 150 software customers, including high-profile fintech firms such as Revolut, Qonto, Pennylane, and Mollie. Through these partnerships, Chift facilitates data connectivity for approximately 50,000 small and medium-sized enterprises (SMEs) operating in more than 10 countries.

The demand for this connectivity is underpinned by two primary market drivers. First, the proliferation of AI agents in the financial sector requires real-time, high-fidelity access to data to perform autonomous tasks. Second, the rollout of mandatory e-invoicing across various European jurisdictions is forcing a rapid digitization of SME financial records. Chift’s platform addresses the inherent difficulty of building integrations in a market where financial data is siloed across 27 different national systems. Since its seed round in 2024, the company has reported a tenfold increase in revenue. The new capital is earmarked for expanding Chift’s footprint into every major European market and enhancing its technical focus on AI-native integrations, with the objective of becoming the continent's primary financial connectivity reference by 2028.

"AI and e-invoicing are rebuilding the entire financial software market, and businesses run on more tools than ever. Interoperability is becoming the defining problem of European SMB finance. Its fragmentation makes that harder to build than anywhere, as systems are split across 27 countries. That is exactly why we build the infrastructure that connects it all."

Gauthier Henroz, CEO and co-founder of Chift.

The companies involved

Chift, headquartered in Brussels, was founded by Gauthier Henroz, Henry Hertoghe, and Matthieu Hertoghe. The team also includes Alexandre Demain, who serves as Founder Associate. The company maintains its digital presence at chift.eu and focuses on the "connectivity layer" of the fintech stack, a niche that has become increasingly vital as businesses move away from monolithic software toward specialized, interoperable tools. By providing a single point of entry to dozens of local accounting, banking, and ERP systems, Chift reduces the engineering burden for fintechs looking to scale across borders.

Lead investor BlackFin Capital Partners is a specialist private equity and venture capital firm focused on financial services in Europe. With a presence at blackfin.com, the firm has a history of backing European fintechs that address structural inefficiencies in the market. Pauline Brunel serves as Investment Director at BlackFin Capital Partners. Other participants in the round include Entourage, an investment firm reachable at entouragebd.com, alongside Shapers, Seeder Fund, and Wallonie Entreprendre. These backers represent a mix of specialist fintech expertise and regional investment power, supporting Chift’s positioning as a central piece of European financial infrastructure.

What FF News has reported before

BlackFin Capital Partners has been a recurring figure in recent fintech investment activity across the continent. In July 2026, FF News covered how BlackFin Capital Partners Completes Majority Acquisition of Arendt Investor Services, highlighting the firm’s strategy of taking significant stakes in established financial service providers. Earlier that year, the investor also led a round for a compliance-focused firm, as seen in Sinpex Secures €10M Series A to Expand Its AI-Powered KYB Platform Across Europe. Additionally, the firm’s interest in the intersection of finance and sustainability was evidenced when WeeFin Announces a New €25 Million Financing Round to Accelerate International Growth. These previous reports underscore BlackFin’s consistent focus on European infrastructure and B2B financial technology.

What this means

The investment in Chift signals that the "unbundling" of European finance has reached a stage where the primary value lies in re-aggregation. As AI agents move from experimental chatbots to functional tools that manage cash flow and tax compliance, the lack of a standardized European data protocol becomes a massive liability for software vendors. Chift is effectively betting that the regulatory pressure of e-invoicing will do for B2B data what PSD2 attempted for consumer banking, but with higher commercial stakes. This puts significant pressure on local, legacy accounting software providers who have historically relied on data silos to maintain customer lock-in. The sector is now moving toward a "connect or perish" reality.