Algebrik AI Partners with Scienaptic AI to Power Inclusive Decisioning in Loan Origination

Algebrik AI Inc., a Delaware-incorporated company headquartered in New York City and pioneering the world's first cloud-native, AI-powered, digital-era Loan Origination System (LOS), today announced a strategic partnership with Scienaptic AI, a leading AI-powered lending platform. Through this integration, Algebrik users can seamlessly access Scienaptic AI signals for credit underwriting, fraud prevention, pre-qualification, onboarding, perpetual offers and early warning—directly within Algebrik's LOS experience. The result is a streamlined lending workflow that brings intelligent, AI-led decisions to every member touchpoint, without heavy IT lift or additional vendor management. Built for how credit unions actually work today The strategic partnership is designed around real lending operations rather than stand-alone tools. From pre-qualification to funding- and into account servicing- Scienaptic AI decisions can be invoked at the right moments in Algebrik's workflows to inform approvals, conditions, and review paths. Application data, bureau information, and lender inputs are passed securely for a decision and returned to Algebrik for next-best-action, keeping staff in a single system of record. What lenders can expect with this partnership

• Native touchpoints in the LOS Scienaptic AI signals can be enabled at any stage of the credit decisioning (prescreen, fraud screen, application cross-sell, up- sell, renewals)
• Decision outcomes where work happens Results, conditions, and recommended next steps surface directly in Algebrik's lender views and tasking to move reviews to resolution faster.
• Algebrik-led configuration Integration keys, policy mappings, and data pass-through are administered in Algebrik's console; no bespoke IT builds required.
• Flexible for your Scienaptic AI footprint If you are a forward thinking member-centric credit union already using Scienaptic AI, Algebrik connects to your existing models/policies. If you're new to Scienaptic AI, Algebrik provisions the standard connector and coordinates access setup.
• Governed data flows Secure API calls with request/response logging and audit trails for internal oversight.

A member-first outcome, end to end For members, the experience translates into quicker decisions, fewer back-and-forth steps, and consistent outcomes across mobile, web, and branch touchpoints. For lending teams, it means less fragmentation, shorter cycle times, and a clearer path to scale. Executive commentary "Lenders want modern workflows without adding operational complexity," said Pankaj Jain, Founder & CEO of Algebrik AI. "By bringing Scienaptic AI decisioning directly into Algebrik's cloud-native LOS, we're helping institutions move faster and deliver a smoother member experience-inside the system they already use to run lending." "Our mission is to make AI-powered credit decisioning simple and accessible for every lender. With our signals now embedded directly into lending workflows, credit unions can say 'yes' to more members, reduce risk, and accelerate growth through responsible, data-driven intelligence," said Pankaj Kulshreshtha, Founder & CEO of Scienaptic AI. The integration with Scienaptic AI is available to all Algebrik users, enabling immediate access to enhanced underwriting, fraud prevention, and lifecycle decisioning capabilities directly within Algebrik's LOS.