What One Finance App Could You Not Do Without?

In the fast-paced world of financial technology, our smartphones have become central to how we manage our personal finances. During the MoneyLive conference, attendees were asked one simple yet revealing question: “What one finance app could you not do without?”

For many of the attendees at MoneyLive, the answer was clear. Monzo was repeatedly cited as the essential tool for daily financial management. One attendee noted that their commercial retail Monzo bank account is with them “all the time,” while others highlighted it as their primary app for writing and tracking all finance-related tasks in a single place.

This sentiment aligns with broader industry findings; Monzo has been recognized as a top mobile app specifically for budgeting and tracking money. Its popularity among MoneyLive attendees stems from the convenience of having a central hub that is opened almost every day.

The power of consolidation was a major theme. Some attendees pointed to their main bank accounts not just for traditional services, but because they support open banking as this technology allows users to bring all their various accounts into one central place, providing a holistic view of their financial health.

Whether it is a challenger bank like Monzo, a specialized tool like Splitwise, or a traditional app like Barclays, the consensus among MoneyLive attendees is that the best finance apps are those that seamlessly integrate into their daily routines and simplify complex financial tasks.