XYB: Redefining Financial Infrastructure with Composable, Intelligent, and Scalable Technology

XYB is helping to redefine the future of financial infrastructure with Adaptive Financial Infrastructure (AFI) – a composable, intelligent, and scalable platform built and designed according to the modern architecture standards and requirements of financial institutions. Under the leadership of CEO Derek Joyce and Chief Product Officer Melissa Donohue, they facilitate modular, real-time transformation without the need for rip-and-replace.

Based on a unique composable design, financial institutions can isolate and solution for the most impactful problems while minimizing the risk of modifying existing infrastructure. XYB solution capabilities span the range from core ledgering to comprehensive digital banking experiences. XYB supports real-time auditability and a cross-platform data orchestration capability between legacy systems and systems of the modern era. 

AFI is built to be fast-moving, dependable, and has agility at its core – freeing financial services from the moat of two to six quarter product releases to days. Financial institutions designed to completely rethink their technology and their “its always been this way” attitude. With the trust they have built, AFI will allow financial institutions to utilize AI in a controlled and responsible manner, while minimizing risk.

Best of all XYB has strategically redefined modernisation of infrastructure from a hindrance to a growth-type organisation. The composability of AFI is designed to have cohesiveness. With this characteristic, XYB enables banks to unlock value sooner by reducing risk to deliver experiences that are future-ready. Watch to learn more on how XYB is changing the estate of digital transformation in banking.