VIVA Finance

About VIVA Finance

VIVA Finance provides payroll-linked personal loans to underserved consumers by basing credit approvals on employment history rather than credit scores. The company offers fixed rate loans through a platform that integrates with direct deposit systems for automated servicing. Recent coverage has focused on the expansion of its lending capacity and the growth of its loan origination volume.

FF News has published 2 stories featuring VIVA Finance, most recently "VIVA Finance Secures $150 Million Credit Facility to Scale Payroll-Linked Lending" (30 October 2026).

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