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About Upgrade

Upgrade provides credit, mobile banking and payment products to retail consumers. The company offers personal loans, rewards checking accounts, savings accounts and credit cards. Recent coverage has focused on the company's application for a bank charter and the launch of new cash advance and savings products.

FF News has published 6 stories and 1 analysis piece featuring Upgrade since 2020, most recently "Newrez Partners with Upgrade to Launch Personal Loans for Homeowners Facing Record Debt" (13 November 2026).

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