Saturday, October 25, 2025

Light/Dark

Breaking News

FF Tattoo Studio: Fenergo on Native ID&V and the Fight Against FinCrime Generative AI in Banking: From POCs to Front-Office Impact EXCLUSIVE: “Chain Reaction” – Sergey Nazarov and Fernando Vazquez, Chainlink in ‘The Paytech Magazine’ FF Tattoo Studio: Datavillage on Privacy-First Data Collaboration and Faster Fraud Investigations Chancellor Unveils Plans to “Supercharge” Growth of Innovative Financial Services Firms Standard Chartered Partners With Dandelion to Enhance Real-Time Cross-Border Payments Persona Launches Connect at Money20/20 USA to Build the Rails for Collaborative Identity Prove Launches Verified Agent Solution to Secure the $1.7 Trillion Agentic Commerce Revolution Plynk® Launches “Plynk Serve: Military” to Empower Veterans and Service Members on Their Investing Journey Majesco Launches MGA Model Office for P&C CoreConnect, Delivering an Innovative, Production-Ready, On-Demand MGA System Juspay Integrates Mastercard’s Click to Pay in Brazil, Bringing Faster, Safer One-Click Checkouts to Millions of Consumers Fintech Natural Launches With $9.8M Seed Round to Power Agentic Payments Clerq Secures $21M in Funding to Power the Future of High-Ticket Payments Flexible Finance is Redefining the Checkout Experience for UK Shoppers and Businesses OpenDialog launches Rhea – The AI Re-Engagement Agent Helping Insurers Recover Lost Quotes and Boost Conversions

Home » Companies » Protocol Theory

Connect

About Protocol Theory

https://www.protocoltheory.com/

News

News

Mercuryo CEO Petr Kozyakov and Protocol Theory CEO Jonathan Inglis present new research highlighting crypto wallet adoption gaps in the U.S., with lower-income users facing higher costs through Bitcoin ATMs.

Crypto Wallet Adoption is Skewing Affluent as Dreams of Financial Freedom Fades

October 3 2025

A new research report from global payments infrastructure platform Mercuryo and Web3 research firm Protocol Theory shows that while cryptowallet adoption is accelerating among affluent users, lower-income groups face costly access points and risk being excluded.

Jonathan Inglis

Jonathan Inglis