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Monday, February 23, 2026
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About Kikoff

http://kikoff.com/

About Kikoff

Kikoff was founded in 2019 with a not-so-simple goal: make it easier for people to build credit. Credit plays a huge role in our lives, from opening a credit card to qualifying for a home loan. But there’s a catch, it’s easier to build credit, when you already have it. Co-founders Cynthia Chen and Christophe Chong understood this challenge first hand, so they built a solution. Kikoff’s main product is our Credit Account, a specialized, reported tradeline exclusively focused on building credit. To make Kikoff even better for users, we’ve added other great features like Rent Reporting, Bill Reporting, and Identity protection tools.

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Kikoff Launches AI-Powered Debt Negotiator to Tackle America’s Debt Crisis

April 9 2025

Kikoff, the credit-building platform used by over a million Americans, today introduced AI Debt Negotiation, a voice AI agent that negotiates debt on behalf of consumers. The tool will roll out to Kikoff users in 2025, providing them with a smarter, stress-free way to tackle debt.

Kikoff often associated with:

Cynthia Chen

Cynthia Chen