Discover Money20/20 2025

Featuring some straight talk from people who are shaping the future of fintech, our Discover Money20/20 2025 issue is packed with insights from industry leaders about transparency, managing vendors, and the changing roles in tech, making it a great read for anyone in finance.

On page 24, Otto Benz from Nationwide Building Society shares his thoughts on the risks that come with the ‘build vs. buy’ decision. He offers important lessons about working with vendors. Over on page 30, Daniele Tonella from ING Bank discusses what it means to be a full-stack engineer as the industry shifts more towards ‘less dev, more ops.’ His take on the decline of the full-stack engineer is sure to get people talking.

Temenos talks about their transformation strategy on page 18, which was driven by feedback from customers. Barb Morgan, their Chief Product and Technology Officer, shares how tough conversations helped steer the company in a new direction, showing how being open can really help a business grow.

Ben Barbanel from OakNorth shares his personal journey on page 47, explaining how the bank is trying to fix problems in the banking system. While he’s not saying much about the bank’s IPO plans, his story shows how OakNorth is on its way to becoming one of Europe’s most profitable startups, as noted by Hussein Kanji from Hoxton Ventures on page 39.

This issue of the Money20/20 Supplement covers important discussions that are moving the fintech industry forward, giving practical insights and advice that leaders need to stay ahead.

Grab a copy today from the FF News booth at Money20/20 and join the conversation!