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Wednesday, April 08, 2026
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NatWest Accelerator Announces New Commitments to Build an Inclusive Entrepreneurial Economy Revolut Locks in Paris Headquarters for Western Europe Mastercard and Krungthai Card Complete First Live Agentic Transaction in Thailand Finastra and Marketnode Transform Credit Agreement Onboarding Through AI Profile Software Strengthens Its UK Investment Management Offering With the Acquisition of Contemi Solutions Bestow Expands Leadership Team, Appoints Meagan Ward as Chief Marketing Officer Janus Assurance Re Launches Specialty Marine Cyber Insurance Program Origami Risk Announces New and Enhanced Platform Solutions to Drive AI-Powered Insights and Operational Efficiencies ClearToken Appoints Fernando Cerezetti as Chief Risk Officer of ClearToken CCP Limited Finova Broker Payments Partners with Mortgage Broker Tools to Deliver Enhanced Research Capabilities for Brokers TON Partners with SCRYPT to Enable Institutional Access to Stablecoins NOTO: Why Increasing Your Security Budget Isn’t Stopping Financial Crime MPE 2026: Aevi and Silverflow on Payment Orchestration and Transformation FTT Lending 2026: What is the Biggest Buzzword at FTT Lending 2026? The Role of Long-Form Knowledge in a Short-Form Financial World

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Why Increasing Your Security Budget Isn’t Stopping Financial Crime

NOTO: Why Increasing Your Security Budget Isn’t Stopping Financial Crime

Tristan Prince from NOTO highlights a critical problem in the battle against financial crime: despite […]

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Fintech

FCA Plans to Help People Get More Financial Advice for Important Decisions

The FCA is consulting on how to make it easier for firms to give more simplified forms of individualised financial advice

Fintech

Equifax Launches Free App to Help Consumers Find Old or Missing Paperwork in Time for the FCA’s Redress Scheme

For consumers looking for previous car finance agreements, Equifax has released its new, free myEquifax app, which includes a free car finance checker tool

Insurtech

Certua Life Becomes First New UK Life Insurer in Nearly Two Decades

Certua Life is the first UK life insurance business to combine an insurance licence with the technology to embed life insurance into the digital services

Hiring

FCA Announces Senior Leadership Appointments

The FCA have appointed 2 new senior leaders, further strengthening their capability across key areas of their remit.

Crypto

FCA Selects 4 Firms to Test Stablecoin Innovation in Its Regulatory Sandbox

The FCA has chosen 4 companies to test how their stablecoin services work with proposed regulation

Fintech TV

 Convr® and Ohio Mutual Insurance Group Announce Partnership and New Ways to Automate Underwriting

Google Cloud on Building Secure Foundations for Fintech Growth

Karen Zhang from Google Cloud explains how financial institutions can move quickly without increasing risk. […]

Fintech

 Creditstar UK receives FCA approval to offer mainstream consumer credit, led by Aaro Sosaar and Christian Isaksen, enabling fully digital personal loans and responsible lending in the UK market.

Creditstar UK Receives FCA Approval to Offer Mainstream Consumer Credit

Creditstar Group announces that its UK subsidiary has received approval from the Financial Conduct Authority (FCA)

Crypto

 UK Financial Conduct Authority takes legal action against HTX (formerly Huobi) over illegal crypto promotions, as Steve Smart warns firms on compliance.

FCA Takes Action Against HTX to Stop Illegal Financial Promotions

The FCA has begun legal proceedings against global crypto exchange HTX for illegally promoting cryptoasset services to UK consumers

News

 Sarah Pritchard, Deputy Chief Executive of the FCA, announces new UK Buy Now Pay Later regulations introducing affordability checks and consumer protections from July 2026.

New Protections Confirmed for Buy Now Pay Later Borrowers

Buy Now Pay Later (BNPL) borrowers will benefit from stronger protections from 15 July 2026

Fintech

 Crowdcube Co-CEO Matt Cooper announces the platform’s FCA authorisation as a Public Offer Platform under the UK’s new capital markets regulations.

Crowdcube Becomes One Of the UK’s First Authorised ‘Public Offer Platforms’ (POP) For Retail Investors Under Landmark FCA Reforms

Crowdcube has become the one of the first and leading retail investment platforms in the United Kingdom to be authorised as a POP by the FCA

Fintech

 WHY THIS MATTERS:This landmark regulatory milestone is a significant indicator of the ongoing evolution in specialist lending and UK long-term mortgage finance. For a non-deposit-taking institution to secure authorization for retail deposits—a historically low-cost, stable source of capital—it fundamentally alters their competitive posture against established high-street banks. The ability to vertically integrate funding allows a focused challenger like Perenna to dramatically lower its cost of funds, directly supporting the scaling of its extended fixed-rate products. In a market where fluctuating interest rates create acute affordability challenges, this move stabilizes the supply side of specialist housing finance. It signals a critical trend where innovative lenders are moving beyond wholesale markets to build resilient, full-stack financial architectures, ultimately pushing the entire sector toward greater product stability and consumer certainty Perenna, the UK’s first long-term fixed-rate mortgage provider, today announces that it has received authorisation from the Prudential Regulation Authority (PRA) and the Financial Conduct Authority (FCA) to accept retail deposits. The approval comes as the lender expands its mortgage proposition to include a range of 5 to 15-year fixed-rate products and seeks to further diversify its funding strategy.  The new regulatory permission represents an important milestone for Perenna, enabling it to access additional sources of funding alongside its existing £200m warehouse facility with ABN AMRO, which currently supports its long-term fixed rate lending.   Launch of savings proposition with Raisin Perenna has partnered with Raisin, the world’s leading savings and investment platform, to launch its retail savings proposition. The partnership enables Perenna to offer fixed-term savings accounts with maturities from six months to five years, alongside 95-day notice accounts, to Raisin’s extensive customer base.   The move complements Perenna’s existing funding arrangements and supports the continued growth of its 5 to 15-year mortgage products, which were launched at the end of 2025 in response to rising consumer and broker demand and has already seen strong early uptake. The strengthened funding model positions Perenna to scale its expanded product offering and play a leading role in reshaping long-term mortgage finance in the UK.  Colin Bell, Chief Operating Officer at Perenna, said: “Gaining authorisation for retail deposits is a significant moment for Perenna in our growth and value story, and will enable our continued innovation in the mortgage market. As our products become more diversified in response to market demand, so too must our funding sources. “Launching a savings proposition is the natural next step for Perenna, and securing regulatory approval to do so is a testament to the quality of the controls, processes and people we have in place within the business. “We’re committed to providing innovative products to the market and creating a nation of happy homeowners. Working with Raisin, we can fund access to a broader range mortgage solutions for homeowners, giving borrowers greater financial certainty and helping them navigate the UK’s affordability challenge, through funding from savers.” FF NEWS TAKE: This announcement decisively moves the needle by proving that a modern, scaled funding model can successfully challenge the traditional banking oligopoly for capital. The immediate focus should shift to the execution of the Raisin partnership: specifically, how quickly and cost-effectively Perenna can attract a substantial volume of new retail money. If they execute this savings launch effectively, expect other challenger lenders to follow suit, further blurring the lines between specialty providers and chartered banks in the quest for capital advantage.

PRA & FCA Authorise Perenna to Accept Retail Deposits as Lender Boosts Funding Strategy

Perenna,announces that it has received authorisation from the PRA and the FCA to accept retail deposits

Insurtech

 FCA market study shows lower premium finance interest rates are saving insurance customers £157 million a year on monthly motor and home insurance payments.

Falling Cost of Premium Finance Saving Consumers Around £157m a Year

People who pay monthly for their insurance are saving around £157m a year, with over half the firms the FCA reviewed as part of a market study

Insurtech

 Financial Conduct Authority urges the insurance industry to improve access to pure protection products, with Graeme Reynolds highlighting gaps in consumer awareness and coverage.

FCA Seeks Views on How to Help Close the Protection Gap

The FCA has called on the insurance industry to help more consumers access products that support them and their families if they become critically ill or die

News

 Capi Money Group secures FCA Electronic Money Institution authorisation for Capi Money UK, enabling regulated cross-border payments into emerging markets.

Capi Money UK Gains FCA EMI Authorisation to Accelerate UK–Africa Payments

Capi Money UK Ltd has been authorised by the UK Financial Conduct Authority (FCA) as an Electronic Money Institution (EMI)

News

 Ripple secures FCA approval for an Electronic Money Institution licence and cryptoasset registration, enabling UK institutions to access licensed cross-border payments using digital assets, led by Ripple President Monica Long.

Ripple Receives FCA Permissions to Scale Ripple Payments in the UK

Ripple has announced a major regulatory milestone, securing approval of its EMI licence and Cryptoasset Registration from the UK’s FCA

  1. NatWest Accelerator Announces New Commitments to Build an Inclusive Entrepreneurial Economy

    Fintech

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  2. Revolut Locks in Paris Headquarters for Western Europe

    Fintech

     Read more
  3. Mastercard and Krungthai Card Complete First Live Agentic Transaction in Thailand

    News

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  4. Finastra and Marketnode Transform Credit Agreement Onboarding Through AI

    Fintech

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  5. Profile Software Strengthens Its UK Investment Management Offering With the Acquisition of Contemi Solutions

    News

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