About Ravi Loganathan

Ravi Loganathan is the President of Sonar, Sardine's fraud data sharing consortium. Prior to Sardine, Ravi Loganathan was a principal member of the founding team at Early Warning Services (EWS) and served as the company's Chief Data Officer for nearly 8 years. Ravi Loganathan also had an extensive career at Bank of America, serving as Senior Vice President of Compliance and Operational Risk for 11 years. Ravi Loganathan holds a Master's Degree in Public Policy and Finance from the University of Chicago, and a Bachelor’s Degree in Political Science and Economics from Temple University. Ravi Loganathan is passion is building companies that solve intractable problems with data. A systems thinker with hands-on experience in scaling solutions and leading multidisciplinary teams worldwide. On behalf of Sardine and SardineX, Ravi Loganathan expresses gratitude for the opportunity to contribute to this crucial discussion. Sardine is a leader in the fintech space, specializing in behavior-based fraud detection, compliance, and risk management solutions. Its mission is to enhance the security of online financial transactions and protect the broader financial services ecosystem. The team at Sardine is composed of seasoned experts from organizations like Revolut, Coinbase, Zelle, PayPal, and Early Warning Systems. This collective expertise places Sardine at the forefront of addressing complex risk management challenges in financial services. Sardine provides a range of modern risk management solutions, including: - Behavior-based Fraud Prevention:  At the heart of Sardine’s offerings is behavior-based fraud prevention, combining device intelligence with behavior biometrics to identify sophisticated and emerging threats. - Insights and Data Sharing: Sardine enables real-time data sharing to mitigate counterparty risk, empowering clients to make informed decisions when handling money movement across payment rails such as RTP, FedNow, ACH, Zelle, and Card and Debit rails. - Device Intelligence: The platform integrates elements like browser fingerprints, bot detection, and proxy/VPN detection to deliver a comprehensive assessment of transaction risks. - Transaction Monitoring: Sardine offers unified transaction monitoring solutions that combine AML and fraud prevention into a single API, helping clients centralize monitoring efforts across Fraud, Compliance, Trust & Safety teams. - Payment Solutions: The platform provides the fastest, most secure on-ramp to digital wallets, addressing the critical needs of safety and efficiency in digital currency transactions. With these comprehensive solutions, Sardine has become a trusted partner for over 200 fintechs and banks globally, monitoring transactions valued at over $150 billion. Ravi’s statement emphasizes how Sardine’s suite of risk management solutions plays a key role in fostering collaboration and innovation in financial ecosystems."