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December 11 2018

Yule be surprised by how much you can save at Christmas…

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Earlier this year, debt advice charity National Debtline reported that 16 per cent of UK citizens say they are likely to fall behind with their finances in January after spending too much at Christmas.

DJS (UK) Limited, fintech owner of PiggyBank, the UK’s fastest growing responsible short-term lender, also see an increase of short-term loan applications over the festive season.

Dan Ware, CEO of DJS (UK) Limited, commented: “It’s easy to get wrapped up in the Christmas spirit and forget we don’t all have unlimited funds, but there are few simple things to do in order to prevent overspending. It’s essential to budget spending throughout the season, remembering to allocate money across the entirety of the festive period. Budget for inevitable nights out, as well as any forgotten presents and, of course, the big Christmas food shop.

“When considering social events, perhaps invite friends and family over for Christmas drinks and nibbles at home. Perhaps host your own cheese and wine night, and everyone can bring something for the table.

“In the run up to Christmas, supermarkets will be putting on fantastic offers which can save the average household a significant amount of money across the season. Always look to shop around for the best prices and consider spending loyalty points to help subsidise big spends, such as Christmas lunch.

“The most important thing to remember is to have fun without impacting your finances for the next few months – Christmas doesn’t have to be overly expensive to be magical.”

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Financial Services Risk & Compliance