Visa Acceptance Platform Now Supports Tap to Pay on iPhone, Boosting Contactless Acceptance for Merchants

Visa, a world leader in payments, has introduced a software development kit (SDK) that enables Visa Acceptance Platform clients to offer Tap to Pay on iPhone. 

Tap to Pay on iPhone enables merchants to seamlessly and securely accept in-person contactless payments directly on an iPhone – without card readers or payment terminals – through a compatible iOS app. Merchants can accept all forms of contactless payments, including contactless credit and debit cards, Apple Pay, and other digital wallets, wherever they do business, and the solution supports Visa and other major card networks.

Payment Service Providers (PSPs) and Independent Software Vendors (ISVs) that provide merchants with payment applications can now integrate Tap to Pay on iPhone via Visa’s SDK and the Visa Acceptance Platform. Merchants using the Visa Acceptance Platform directly – often those who build their own applications in-house – can also use Visa’s SDK and offer Tap to Pay on iPhone to their customers. 

Payzli is the first PSP to launch Tap to Pay on iPhone using Visa’s SDK. Its merchants can now accept payments quickly and securely without investing in extra payment devices. Additional PSPs are expected to roll out Tap to Pay on iPhone in the coming months, expanding access to this capability.

Using Tap to Pay on iPhone is easy, secure, and private. At checkout, merchants simply prompt the customer to hold their contactless payment method near the merchant’s iPhone, and the transaction is securely completed using NFC technology.

Apple’s Tap to Pay on iPhone technology leverages the built-in security and privacy features of iPhone to help protect business and customer data. Apple does not store card numbers or transaction information on the device or on Apple servers, so merchants and customers can rest assured that their data stays theirs.

“Visa is committed to helping merchants of all sizes embrace the future of commerce,” said Andre Machicao, Head of Product, Visa Acceptance Solutions. “With Tap to Pay on iPhone, we’re making it easier than ever for businesses to start accepting contactless payments securely in minutes anywhere in-store or on the go, without the need for additional hardware.”

“Our collaboration with Visa brings cutting edge payment technology to our merchants, allowing them to accept payments anywhere without the cost or complexity of extra payment devices,” Kapil Pershad CPTO at Payzli said, “It’s a gamechanger for mobility, convenience, and security.”

Key benefits of Tap to Pay on iPhone for PSPs and merchants include:

• No extra payment hardware. Payments happen directly on a merchant’s iPhone.
• Fast merchant onboarding. Get started in minutes through a supporting iOS app.
• Flexible payment options. Supports physical contactless debit or credit cards and digital wallets.
• On-the-go transactions. Ideal for mobile businesses, popups, and events.

Tap to Pay on iPhone requires an iPhone XS or later running the latest version of iOS.