Fintech for Good: AVANA Companies Launches Private Credit Investment Platform

AVANA Companies (AVANA), a comprehensive lending and asset management ecosystem, announces EqualSeat™, a new fintech platform that levels the playing field for retail investors. EqualSeat™ gives accredited individual investors access to fractional investments in private commercial debt, providing reliable, predictable, and transparent alternative investment opportunities outside the volatile stock market. Individual investors can co-invest with institutional investors in fully funded, high-quality debt investments that support small business owners in hospitality, clean energy, and other commercial projects. With a steady cash flow and reliable returns, investors have full control over where they decide to invest their money while generating passive income from day one.

AVANA developed EqualSeat™ with a simple dashboard that gives users a snapshot of their account, investments and earnings. Users can view available investment opportunities at a high-level or dig deeper to see metrics, photos and property information. An investment calculator allows investors to measure the return on investment before investing in projects. To help investors make informed decisions, the loan-to-value ratio and other metrics are clearly displayed alongside a borrower risk profile.

“Debt investing historically has excluded certain groups, reserving high-quality investment opportunities for the wealthy few,” said Sundip Patel, Co-Founder and CEO of AVANA Companies. “The team at AVANA Companies is leading the way to democratize access to impactful investments, empowering everyday investors to build sustainable portfolios aligned with their personal values and make a positive impact on their communities.”

In the EqualSeat™ platform, users can see photographs and descriptions of each project. The platform measures social and environmental impact by listing the number of jobs created or the amount of clean energy generated measured in megawatt hours (MWh).

“Over two decades ago my brother Sundip and I started AVANA Companies to build capital for a better tomorrow and the EqualSeat™ platform gets us closer to bringing that to life,” said Sanat Patel, Co-Founder and Chief Lending Officer of AVANA Companies. “We’ve combined people and technology to give individual investors new opportunities to grow generational wealth while simultaneously unlocking capital for entrepreneurs and small businesses.”

AVANA Companies has 20 years experience managing over $1B annually of assets for its roster of institutional investors. Its diversified portfolios of private debt investments include United States-based commercial projects that have been thoroughly underwritten and funded. AVANA, along with its institutional investors, retains a majority of this debt while sharing 30% of loans with retail investors on the EqualSeat™ platform. This approach allows individuals the opportunity to co-invest alongside institutional investors on commercial loans that are already vetted, fully funded and generating income. AVANA Capital, EqualSeat’s parent company, conducts due diligence, credit underwriting and risk mitigation on all financing requests.

“Fintech pervades the way we manage our wealth and we’ve come to expect a frictionless digital experience,” said Anish Dhanjee, Senior Product Manager of AVANA Companies. “The industry still has a ways to go to make seamless investing journeys accessible to more people, but with the EqualSeat platform’s commitment to providing investors a secure and transparent way to diversify their portfolios, I see a future where fintech drives inclusivity.”

AVANA Companies is an ecosystem of fintech products and services for retail and institutional investors, small and medium-sized enterprise borrowers, credit unions and banks. In the last 3 years, AVANA has launched several new fintech platforms including LendThrive™ which provides small business owners with loans up to $150K. To learn more about EqualSeat™, visit www.equalseat.com.