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Ali Niknam, CEO of bunq, announces FINRA approval enabling the European neobank to operate as a US broker-dealer and bring its digital banking and investing products to American users.

October 26 2025

bunq Takes Its First Step Into the US With Broker-Dealer License Approval

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bunq, Europe’s second-largest neobank, has been approved by FINRA to operate as a US broker-dealer – a move driven by users who live, work and invest across both Europe and the US. The approval marks bunq’s first step in bringing its user-centric products across the Atlantic.

As an approved broker-dealer, the mobile bank will be able to bring its US stocks offering to American users, giving them access to self-directed investing, including mutual funds and ETFs, as part of its wider product rollout.

bunq is expanding to bring its user-centric approach to the millions of digital nomads, expats, international entrepreneurs, and remote professionals with ties to both sides of the Atlantic; a model that has already attracted more than 20 million users across Europe.

“Our users roam the world – they live, work, and travel across borders,” said Ali Niknam, founder and CEO of bunq. “For many, the US is an important part of their lives. That’s why we’re excited to bring bunq Stateside and make life easy for Americans and anyone who calls it home.”

The news comes as bunq continues to build momentum globally, having recently announced its user base surpassing 20 million users across Europe. The company has also set its sights on the UK, applying for an EMI license as part of its ongoing international expansion.

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Ali Nikam, bunq | Fintech Finance

Ali Niknam

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bunq | Fintech Finance

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