Pinpoint Intelligence Expands Focus to High-Risk Payment Processing

Pinpoint Intelligence, a leading high-risk processing provider, has evolved to include a variety of payment processing services. Known for its expertise in fraud and chargeback management, Pinpoint is expanding its efforts in and concentration on the high-risk sector.

Often, high-risk merchants fall into the hazards of fraud and chargeback problems. It’s critical to be strategic when applying for payment processing. Merchants must understand which banks are open to what types of business and how much risk a financial institution is willing to accept. The wrong moves can jeopardize business, leading to lost accounts, or money being tied up in reserves or being added to the Terminated Merchant File (TMF list).

The landscape of high-risk merchant processing is complex. It’s not easy to navigate or understand. All parties, merchants and banks have challenges. Pinpoint’s holistic experience on both sides of the transaction enables them to have a richer understanding of this subject. Every entity has different needs and goals. Pinpoint Intelligence works on these directly with a client instead of just offering an off-the-shelf service.

Further, the organization’s celebrated expertise in these areas allow them to provide outstanding service. They have earned a stellar reputation and ratings like their A+ from the Better Business Bureau (BBB). Pinpoint works on behalf of its clients to deliver the most favorable outcomes. Working within a variety of industries, they’ve been able to reduce risk for call centers, membership/clubs organizations, affiliates, trials and standard ecommerce retailers.

“Pinpoint has been a great partner, utilizing their industry experience to ensure their client’s success.” – Mike Davis, Director of Channel Sales, Ethoca, Inc.

High-risk payment processing involves fraud and chargeback challenges. Not every payment processor is equipped to address these. This is where Pinpoint Intelligence sits within the network of payment processing. Pinpoint has the right relationships with the right processors to fit each unique business.

On the expansion of high-risk solutions, Nicholas Ruggieri, Co-Founder and Chief Sales Officer, said, “We’re very committed to being the premier source for online payment processing in the high-risk space. We’re a home for businesses that are ‘hard to place’ and enable these businesses to have longer and healthier accounts. We’ve seen this return in the 30 to 40 percent range as a direct result of our programs.”