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Sunday, February 22, 2026
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Splitit Partners with Highnote to Enable Installment Payments for Digital Wallet Credit Cards and Merchant Endpoints

Highnote, a leader in modern card issuance, is proud to announce its partnership with Splitit, a unique white-label installment payment solution that allows shoppers to use an existing credit card at checkout. Enabled by Highnote’s technology, Splitit’s unique installment payment option will now be available through a digital wallet at the point of sale for the first time.

With this new partnership, Highnote’s tokenized virtual cards are leveraged to pay merchants and create real-time functionality so that Splitit can offer the consumer a new way to choose payments over time. From the consumer perspective, they can now use their digital wallet to access Splitit’s card-linked, embedded, installment payment options which include a low-friction pay-later approval process that leverages a consumer’s existing available credit – eliminating the need for a credit check.

“After an extensive review of the available solutions, it is clear that Highnote’s platform offers the flexibility, scalability, and security we need to enhance our payment offerings,” said Nandan Sheth, CEO of Splitit. “This partnership allows us to offer shoppers a seamless and efficient way to make payments over time, directly within their digital wallets or at merchant checkout, further simplifying the shopper journey.”

Highnote’s industry-leading platform capabilities are the technical backbone for Splitit’s new offering. In addition to highly optimized tokenization and virtual card capabilities, Splitit will leverage on-demand funding and collaborative authorization to go to market with a unique and compelling offer.

“We’re thrilled to collaborate with Splitit to introduce an optimal, card-linked installment solution for digital wallets,” said John MacIlwaine, CEO of Highnote. “This partnership reflects our mission to help pioneering market leaders like Splitit by providing flexible, modern payment solutions that enhance the consumer experience and drive the future of payments.”

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