MPS Partners With Salt Edge to Launch PSD2-Compliant Open Banking APIs for Retail and Corporate Accounts

MPS has joined forces with Salt Edge to expand its digital financial services. This Salt Edge open banking initiative introduces PSD2-compliant APIs, providing secure access to retail and corporate accounts while advancing open finance in Europe.

To secure an exemption from the fallback mechanism (Article 33.6 of the RTS), MPS leveraged Salt Edge’s Open Banking Compliance solution, which ensures the APIs are reliable, well-documented, widely used, and offer performance on par with traditional banking interfaces.

The solution enables:

• AISPs to retrieve account balances and transaction data.
• PISPs to initiate payments directly from user accounts.
• PIISPs to confirm the availability of funds before authorising transactions.

MPS powers secure, real-time fund movement in B2B, B2C, and embedded finance contexts. But what truly sets the institution apart is its ability to enrich transactions with contextual data, real-time insights, and loyalty features, transforming routine payments into engaging, value-added experiences that drive customer satisfaction and retention.

This collaboration enables MPS to better serve its expanding client base — from fintechs and e-commerce platforms to mobility and hospitality brands, which increasingly view payments as strategic opportunities for user engagement. By combining MPS’s intuitive payment infrastructure with Salt Edge’s extensive connectivity across European banks and compliance expertise, the partnership lays the groundwork for scalable, next-gen financial services. With Salt Edge open banking tools, MPS customers can now enjoy smoother, more secure access to financial services via digital channels.

“We see this partnership with Salt Edge as a key enabler of smarter, more responsive payment experiences. If a printer can order its own ink, why shouldn’t a payment system know what value to add at exactly the right time? With Salt Edge’s open banking infrastructure, we’re building a platform that doesn’t just process payments, but anticipates user needs and delivers actionable insight in real time.” Jan Harboort, CEO Mobile Payment Solutions.

“Salt Edge views compliance as a driver of innovation. By enabling MPS to adhere to strict PSD2 standards, we are establishing a basis for robust and dependable APIs that third-party providers can have confidence in, rather than simply fulfilling obligations. While the initiative is currently in early-stage rollout, it represents a significant step forward in delivering smarter, data-enriched financial services with a full-scale European activation on the horizon.” Victor Colta, Product Owner, Salt Edge.