Mynt and ReceiptHero Bring Next-Generation Digital Receipts to Finnish Businesses

WHY THIS MATTERS: The strategic alliance between Mynt and ReceiptHero is more than just a regional product update; it represents a crucial breakthrough in the corporate spend management landscape. For years, the promise of seamless expense reporting has been hampered by the analog pain point of paper or manually uploaded receipts. This partnership, which embeds real-time, item-level transaction data directly into the payment flow, fundamentally eliminates that friction. It is a powerful example of embedded finance reaching deep into back-office workflows, effectively killing the manual expense report. By automating policy validation at the point of sale and allowing instant, ‘zero-touch’ approvals, this development transforms expense compliance from a reactive audit function into a proactive, real-time control layer. This dramatically improves efficiency and is a blueprint for financial automation that other markets will soon emulate.

Mynt and ReceiptHero have partnered to bring next-generation digital receipts to Finnish  businesses, delivering real-time, item-level receipt data directly to Mynt cardholders. 

As one of the leading markets in digital receipt adoption, Finland is now taking the next step  toward fully automated expense management. By connecting payments with rich receipt data at  the moment of transaction, the partnership enables a seamless flow from purchase to  accounting, without manual work, missing receipts, or delayed processing. 

With ReceiptHero’s growing merchant network across Finland and internationally, Mynt  customers can receive structured digital receipts instantly, unlocking greater visibility, control,  and automation across everyday business spend. 

From payment to accounting, fully automated 

When the ReceiptHero integration is enabled, the entire expense flow becomes seamless. 

As soon as a purchase is made, ReceiptHero delivers the digital receipt in real time and  matches it to the transaction. Mynt then automatically validates the purchase against the  company’s internal expense policies and approval workflows using AI. 

If compliant, the transaction can be automatically approved and exported directly into the  accounting system, without any manual input. 

Mynt refers to this as “zero-touch expense management,” now live for its Finnish customers. 

What this means in practice 

By combining Mynt’s platform with ReceiptHero’s digital receipt infrastructure, businesses can:

• ● Eliminate receipt chasing entirely, no more lost, missing, or manually uploaded  receipts 
• Automatically match receipts to transactions in real time, with no manual  reconciliation 
• Enforce expense policies instantly, with built-in validation at the moment of purchase ● Enable zero-touch approvals, where compliant expenses are approved automatically ● Export transactions directly to accounting systems, fully coded and ready to book 

Instead of relying on total amounts alone, finance teams gain access to detailed, item-level  data, a complete breakdown of what was purchased, line by line, improving accuracy, control,  and auditability across every transaction.

A leading market for digital receipts 

Finland continues to lead the way in the adoption of digital receipts and modern financial  workflows. As businesses look to automate manual processes and improve compliance,  demand for real-time, structured transaction data is rapidly increasing. 

By combining Mynt’s spend management capabilities with ReceiptHero’s growing merchant  network, the partnership brings this next-generation experience to a broad and expanding set of  businesses. 

““Partnering with ReceiptHero allows us to bring real time receipts directly into the Mynt  experience for our Finnish customers. Unlocking a better way of handling business purchases,  where expenses can be validated, approved, and accounted for without manual work. A truly  zero-touch expense management experience.”,” said Baltsar Sahlin, CEO at Mynt. 

“At ReceiptHero, we’re focused on making receipts an automatic and seamless part of every  transaction. Together with Mynt, we’re enabling a future where receipt data flows instantly into  financial systems, removing friction and helping businesses fully automate their expense  processes,” said Saku Pihlajaniemi, CEO at ReceiptHero. 

FF NEWS TAKE: This genuinely moves the needle for the spend management sector, validating that the future of corporate spending is tied to rich, item-level data, not just aggregated transaction totals. The market should view this as the new standard for expense automation. The real test will be how quickly Mynt and ReceiptHero can scale this model beyond Finland to capture broader European merchant and banking networks. Watch for competitors to scramble to integrate similar digital receipt infrastructure to keep pace with the ‘zero-touch’ benchmark.