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Tuesday, November 25, 2025
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Majority of Millennial Tipped Hourly Workers Say Access to Hourly Pay When Earned Would Improve Quality of Life

Earned wage access can be life changing for millennial (ages 29-44) tipped hourly workers (defined as those who work in the service industry and earn tips for their job), according to new research commissioned by DailyPay and conducted by The Harris Poll. According to the data, over 6 out of 10 (63%) millennial tipped hourly workers say their overall quality of life would improve if they had access to their hourly pay when they earned it.

A slight majority (55%) of millennial tipped hourly workers also say they would worry less about expenses if they had access to their hourly pay when they earned it, while 45% say it would improve their mental health.

For millennial tipped hourly workers, about two-thirds (64%) say that earned wage access would help their current financial situation, outpacing not being taxed on their tips (60%), having flexible work schedules (60%) or interest rates dropping (36%).

Despite continued high inflation at 3%, half of millennial tipped hourly workers (50%) believe the U.S. economy will improve in the next 12 months.

“With sweeping disruptive technologies, millennial workers live in a world where they expect everything on demand including their pay,” said Ryan Mang, Chief Commercial Officer, DailyPay. “Having access to their earned pay on demand for hourly workers is a must-have to make ends meet on their journey to financial stability.”

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