Finandina Takes a Leap Forward in Innovation and Security by Partnering With BPC to Transform the Digital Payments Experience With 3DS 2.0 Technology

In line with its commitment to providing a safer, more reliable, and modern online payment experience, Banco Finandina has chosen BPC, a global leader in payments solutions, as its strategic partner for the implementation of the next-generation SmartVista platform with 3DS 2.0 security services. This solution, represents a turning point in the way users make digital purchases, combining advanced security with a frictionless experience.

Through this partnership, Finandina now offers cardholders an enhanced authentication system that strengthens protection for online purchases, significantly reduces fraud risk, and builds greater trust in card usage—all while meeting the highest international security standards.

“We want the best for our customers. That’s why we chose a technology that adds an extra layer of authentication for cardholders when making purchases at online merchants, effectively reducing the risk of identity fraud. The implementation of 3DS strengthens the bank’s position in compliance with the payment industry’s security regulations,” said Orlando Forero General Manager at Banco Finandina. “With this implementation, we’re improving the purchasing experience, minimizing fraud, and opening new opportunities to grow the adoption of our digital products.”

The project leverages BPC’s SmartVista 3DS 2.0 solution, which includes a cloud-based Access Control Server (ACS) and advanced fraud management rules through SmartVista Fraud Management, designed to protect card-not-present transactions without disrupting the user experience.

100% of online purchase transactions made by Finandina’s customers are protected by BPC’s Fraud Management 3DS 2.0, which translates into trust, convenience, and a smooth online payment experience. For the bank, it means fewer fraud cases, higher approval rates, and stronger relationships with merchants and card networks.

“Finandina recognized that innovation is essential to lead the future of payments,” said Mariflor Alice, Regional Director of Processing Services and Customer Care at BPC. “Our modern technology enables them to scale quickly, adapt to market changes, and deliver a top-tier digital experience to their customers.”

With this decision, Finandina is not only safeguarding its customers today but also positioning itself for the future—reinforcing its commitment to innovation, security, and leadership in the new era of digital payments.