Curve Launches Powerhouse Financial Tool – Curve ReFi, Eliminating High-Cost Overdrafts and High-Interest Credit Cards

 Curve, the ultimate digital wallet, has launched Curve ReFi, a transformative financial tool that allows customers to seamlessly move their balances between any card or account linked to their Curve Wallet, including full credit card balances. With Curve ReFi, overdraft interest can be avoided or reduced and credit card balances can be shifted between cards to lower cost credit cards, freeing up cash and decreasing interest payments – offering customers full control over their money.

Financial strain is affecting huge numbers in the UK. Research shows 13% of people missed three or more credit or bill payments over the six months prior, resulting in late payment fees and impacting their credit score negatively, while nearly 50% of Brits expect 2025 to be a tough year financially. Overdraft and credit card interest are major causes of debt accumulation, trapping people in hard to escape cycles. Curve ReFi is redefining how people manage their money, putting them back in control, without the need for unnecessary, costly products.

Shachar Bialick, Founder & CEO of Curve said, “It isn’t a secret that banks profit significantly off people with unpaid, revolving credit card balances or when dipping into their overdraft. With Curve ReFi, we are equipping people with the power to reduce their borrowing costs, by averting overdraft and credit card fees entirely. Money can be moved from any card or account to any other card or account within your Curve Wallet in a matter of seconds. Now customers can manage their money without being penalised for wanting financial flexibility. Curve is leading the charge for consumer-driven products and greater financial freedom – Curve ReFi is an exciting part of this mission, and we’re just getting started.”

Unlike other services, such as traditional balance transfer services, which are expensive, come with restrictive conditions and require switching to a new bank or lender, Curve ReFi operates within the Curve Wallet, allowing users to manage their finances with just a few taps. Curve ReFi is a unique and innovative offering in the market:

• Standard 0% balance transfer credit cards require hard credit checks, lengthy applications, and strict eligibility criteria that exclude many consumers.
• Challenger banks and fintechs offer lending options but don’t provide seamless balance transfers.
• Buy Now, Pay Later (BNPL) services focus on installment payments rather than helping customers optimise their existing credit and debit balances.

Curve ReFi addresses these bottlenecks by offering a simple, flexible way to move money — without opening a new credit line or going through complex approvals.

The Curve Wallet is a single access point for all financial accounts, offering unmatched convenience vs. alternative digital wallets, and allowing users to transfer money between cards or accounts instantly, whenever it makes sense for the customers. No new accounts, no hassle, just smarter financial control in the palm of your hands. Curve ReFi is available to all Curve Wallet customers worldwide.