Corpay Launches Corpay Complete as Disconnected Finance Systems Drain Time and Budget

Corpay Complete is now available to help businesses make their financial operations more efficient and cut down on waste.

Corpay, the global S&P500 corporate payments company trusted by thousands of businesses worldwide, has launched Corpay Complete (click here) in the UK, a powerful, all-in-one platform designed to streamline finance operations, automate payments, and deliver real-time control over costs. Already trusted by finance teams across the US, the platform has been adapted for the complexity of UK finance, and unifies accounts payable, FX, expenses, and payments into one intelligent solution. With expert local support and a human-first approach, Corpay Complete turns cutting-edge technology into a true finance partnership.

The launch comes as recent data highlights that UK finance leaders are under growing pressure to do more with less – less resource, less time, less budget. According to Deloitte, 63% of UK CFOs now rank cost control as their highest business priority. In addition, just 36% of UK CFOs say that they have real-time visibility over their cash flow, while one in three UK businesses has fallen victim to invoice fraud – often due to manual processes and weak controls.

This is echoed globally, as more than half of finance professionals are still spending over 10 hours per week processing invoices. Yet despite the time drain, only 5% of finance teams are fully automated, according to the Institution of Financial Operations Leadership’s 2024 member survey – which includes responses from UK-based CFOs. The result is a clear disconnect between day-to-day workload and digital maturity. Fragmented systems make it worse, with 67% of global CFOs saying that disconnected tools are a barrier to meaningful automation and cost efficiency.

Built to meet the demands of modern finance teams, Corpay Complete helps UK businesses save time, cut costs, and take control over fragmented finance operations. By unifying accounts payable, expense management, and international payments into one intelligent platform, finance leaders can move beyond disconnected systems and manual workflows.

Corpay Complete automates the entire finance lifecycle – from supplier onboarding and purchase order creation to invoice capture, receipt matching, expense management and payment approvals. With customisable approval flows and a mobile-first interface, the platform eliminates administrative friction, reduces the risk of errors and fraud, and frees finance teams to focus on strategic priorities. By accelerating approvals, businesses can strengthen supplier relationships and take advantage of early payment discounts to improve working capital.

The platform also enhances corporate spend control through integrated card programmes and secure, single-use virtual cards**, helping reduce leakage and unlock potential cashback of up to 1%* on eligible payments. For organisations with international operations, Corpay’s market-leading FX capabilities enable fast, transparent cross-border payments to over 200 countries in 145 currencies – delivered with competitive exchange rates and no hidden fees.

Corpay Complete gives finance leaders the clarity and oversight they need, with a single platform to track, approve, and manage payments in real time – whether at their desk or on the move via the Corpay mobile app.

Speaking on the launch of Corpay Complete, Alan King, Group President at Corpay, said “Corpay has been at the forefront of business payments in the US and globally – supporting thousands of businesses with smart, scalable finance solutions. Now, we’re bringing that expertise to the UK with Corpay Complete, our all-in-one platform built specifically for today’s finance leaders.”

King added: “The timing couldn’t be more critical. Between the acceleration of digitisation, the rise of embedded finance, and widening skills gaps in finance teams, UK businesses are under growing pressure to do more with less. Corpay Complete is purpose-built for these realities – a solution that unifies accounts payable, FX, and expenses, helping finance teams work smarter, move faster, and manage risk with confidence.”

Piero Macari, Corpay’s VP of Products, added: “As CFOs across the UK navigate the demands of digital transformation, they are increasingly expected to modernise financial operations, enhance cash flow visibility, and remove human error in a rapidly evolving business environment. Corpay Complete is purpose-built to meet these challenges. It integrates with existing financial systems, automates complex accounts payable workflows, and supports mobile-first digitisation to streamline processes from end to end. The platform delivers real-time financial data, empowering finance leaders to make faster, more informed decisions.

Corpay Complete also simplifies expense management through integrated corporate cards, enabling organisations to monitor spend in real time, enforce policy controls, and unlock commercial opportunities tied to card usage. With support for both domestic and international payments, and efficient corporate credit card management, the platform helps finance teams reduce manual workloads, improve working capital, strengthen supplier relationships, and focus on driving strategic value. In today’s digitising landscape, Corpay Complete delivers the operational agility and financial oversight modern organisations need to compete and grow.”

Corpay already processes $320 billion in payments annually, delivers over $700 million in rebates, and supports 800,000+ corporate clients worldwide. As one of the largest FX providers in the UK, Corpay Cross Border Solutions also trades more than $320 billion in foreign exchange each year – giving businesses access to competitive rates and trusted global payment infrastructure. The launch of Corpay Complete marks a major step forward in its mission to simplify business finance – bringing together that global expertise in FX and payments with intelligent automation tailored to the needs of UK finance teams.

Recognised by Forbes as one of the world’s most innovative companies and by TIME as one of the world’s best, Corpay brings entrepreneurial energy, proven scale, and deep industry expertise to the global payments space. With a track record of simplifying complex payment processes for businesses worldwide, Corpay is now setting its sights on transforming the way UK finance teams operate – starting with Corpay Complete.

For more information about Corpay Complete, visit: www.corpay.com/en-GB/corpay-complete