Akurateco Strengthens LATAM Offering With PIX Antifraud Protection Powered by Fraudio

WHY THIS MATTERS: The phenomenal success of Brazil’s PIX system has inadvertently created a new frontier for financial crime. With billions of transactions flowing instantly, the frictionlessness that drives adoption also makes the rail highly vulnerable, as demonstrated by the multi-billion-dollar fraud losses cited by the industry. This is where the core fintech trend of embedded risk management meets the scaling reality of real-time payments. The partnership between a payment orchestration provider and an AI-native fraud detection specialist signals a critical shift: security can no longer be an afterthought or a bolted-on component. For acquiring banks and PSPs looking to capitalize on the explosive growth of PIX, having AI-driven protection seamlessly integrated into the flow is the only way to meet evolving regulatory requirements and ensure merchant confidence in the region’s most important payment method. This development underscores that the future of instant domestic schemes is intrinsically tied to compliance-grade, AI-powered security.

Akurateco, a global provider of white-label payment infrastructure, announced the availability of PIX antifraud capabilities on its platform, powered by its technology partner Fraudio. The integration enables acquiring banks, PSPs, and enterprise merchants operating in Brazil to protect PIX transactions with AI-driven fraud detection without leaving the Akurateco environment.

PIX has become Brazil’s dominant payment method, processing billions of transactions annually. Yet its speed and scale have made it an increasingly attractive target for fraudsters, with fraud losses through the system reaching R$2.7 billion in recent years. Akurateco’s integration with Fraudio addresses this directly, bringing real-time fraud scoring and transaction monitoring to PIX flows within its orchestration layer.

“PIX has redefined how payments move in Brazil, but speed without security is a vulnerability, not an advantage. By bringing Fraudio’s antifraud intelligence into our platform, we’re giving our clients operating in LATAM the tools to grow confidently in one of the world’s most dynamic payment markets. Fraud protection isn’t a feature, it’s infrastructure,” said Andrew Riabchuk, Founder and CTO at Akurateco.

The announcement reflects Akurateco’s broader push into Latin America, a region the company has identified as a key growth market. Brazil’s regulatory environment around PIX fraud prevention has been evolving rapidly, with the Central Bank of Brazil introducing mandatory antifraud protocols and expanded dispute mechanisms throughout 2025. Akurateco’s clients can now meet these requirements through a single, integrated platform.

“[For nearly five years, our partnership with Akurateco has been instrumental in delivering AI-powered fraud prevention to customers around the world. Their platform sets the standard for what true collaboration in payments should look like, and extending that work to cover Pix transactions allows us to bring unique value to one of the fastest-growing payment rails in the world.],” said [Gadi, [VP product] at Fraudio.

Fraudio’s technology: Powered by a centralised, network-driven dataset spanning issuers, acquirers and the payment vehicles they process, Fraudio delivers real-time contextual analysis across transactions, merchants, cards and related entities. This allows clients to identify hidden patterns and emerging threats that would be impossible to detect within a single portfolio.

Akurateco and Fraudio will be pursuing joint go-to-market activities across Latin America, targeting the region’s fast-growing base of digital payment operators.

FF NEWS TAKE: Akurateco’s move is more than just a feature update; it’s a foundational stability layer for LATAM fintech. Embedding high-end, AI-driven fraud detection directly into the orchestration platform *does* move the needle, shifting PIX risk management from reactive to proactive. Watch for similar integrations across other dominant instant payment rails globally, as providers realize a frictionless payment experience must be matched by invisible, intelligence-led security.