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Molo Finance reduces five-year fixes with rates starting from 5.69%
Molo Finance, the UK’s first fully digital native mortgage lender, has reduced its 75% LTV five-year fixed rates by 0.7% for individuals and by 1% for limited companies mortgages.
- Five-year fixed-rate mortgages starting from 5.69% across individual buyers and limited company products up to 75% LTV. These rates are available for all applicants, including first-time landlords and portfolio landlords
- Tracker and variable rate mortgages remain at 5.49% for individual buyers and limited company on products up to 75% LTV, with rates linked to the Bank of England (BoE) base rate
The digital lender replaces its five-year fixes with new products featuring lower rates across individual and limited company buy-to-let products. These products are available for first-time landlords and portfolio landlords (up to 20 mortgaged buy-to-let properties) on products up to 80% LTV.
Molo’s competitive five-year fixes come at a time when interest rates are higher than landlords have seen in previous years and are positive news for property investors looking for their next buy-to-let opportunity or remortgaging an existing property.
The lender also recently launched Savings Booster, a new product feature that lets landlords reduce the interest they pay on their mortgage by paying sums into a linked overpayments account. Savings Booster is available across all of its buy-to-let products.
On the new products, CEO and Co-Founder of Molo Francesca Carlesi, says, “The speed and frequency of interest rate rises have led to issues for many landlords obtaining the right financing for their properties. By reducing our five-year fixed rates, we have provided a solution for those landlords who would like the stability of a fixed rate and have been adversely affected by the stress testing and increases in the Bank of England base rate. These competitive rates are available on products up to 75% LTV for those who are either purchasing or remortgaging and will give landlords more options for their buy-to-let mortgages”.
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