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Tuesday, February 03, 2026
FinovateEurope | FFNews

Arcade.dev and Lithic Announce Partnership to Create E-Commerce Agents

Arcade Lithic Partnership introduces a groundbreaking AI e-commerce application with secure, authenticated checkout. The first agentic payment system was created by Arcade.dev and Lithic, enabling AI agents to search, compare, and complete transactions while utilizing just-in-time authentication to ensure payment security.

To make fully agentic commerce a reality, Lithic and Arcade introduced the pioneering approach of “just-in-time auth” for agentic payments, which ensures agents can only access the exact payment permissions they need precisely when they need them. To complete a purchase, at checkout, the application creates a single-use credit card bound to the exact merchant and price of the user’s cart. The technology is intended to be open-source, so that any developer can build their own agent with these capabilities. This approach unlocks one of the last major hurdles to secure and simple AI-powered commerce: the ability for agents to simply and securely check out.

“The shift to AI-native commerce will be a multi-trillion dollar transformation, and, until now, payments have not existed within the AI ecosystem,” said Lithic Co-founder and CEO Bo Jiang. “Partnering with Arcade allows us to create the first truly secure payment rails for AI agents, enabling highly trustworthy AI-driven commerce for Lithic clients.”

AI is reshaping how consumers discover and evaluate products online, from personalized search results to intelligent product recommendations. Large language models help millions of users research purchases and compare options, but consumers are still unable to complete transactions in an AI-native environment. This partnership aims to eliminate this friction and deliver comprehensive AI-powered commerce by enabling AI agents to securely complete purchases on behalf of users.

“Security is the foundation of any reliable agent capable of taking real action,” said Arcade.dev Co-Founder and CEO Alex Salazar. “Arcade is making reliable agentic transactions possible. We’re building a future where consumers don’t think twice about an agent making a purchase for them.”

Arcade is building the essential authentication and authorization layer that lets these agents securely transact across a broad catalogue of merchants and platforms.

With the Arcade Lithic Partnership, developers and merchants gain access to a secure, open-source AI checkout solution—paving the way for frictionless agentic payments.

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