" class="no-js "lang="en-US"> Landbay introduces LTVs to 75% and recommences physical valuations - Fintech Finance
Sunday, September 24, 2023

Landbay introduces LTVs to 75% and recommences physical valuations

Landbay, one of the UK’s leading buy-to-let lenders, today launches a new product range, with loan to values up to 75% LTV. Landbay, which is institutionally funded, has continued to lend on buy-to-let properties throughout the lockdown.  

Rates on the new range start from 3.39% and it will also lend both on large and small houses in multiple occupation (HMOs) of up 12 units, multi-unit freehold blocks (MUFBs) and new build properties.  

It also continues to offer its hugely popular, lifetime tracker rate with no early redemption charges.

Landbay resumed its physical valuations last week and these are now available on all new buy-to-let applications; it is also working through its pipeline of loans from applications received throughout the lockdown.

All new applications benefit from Landbay’s instant Decision in Principle (DiP), launched at the end of March.  This highly-streamlined application process, uses intuitive technology and takes only two minutes from start to finish. Landbay’s whole application process is completely paperless from start to finish and is now completed in just nine simple steps. 

In summary, from today Landbay will offer: 

  • Up to 75% LTV
  • Rates from 3.39%
  • Lifetime tracker no ERC
  • HMO’s up to 12 beds
  • MUFB’s up to 12 units
  • New build range
  • Instant 2 minute DiP

Landbay’s aim is always to combine cutting edge technology with the human touch. Brokers have direct access to its highly experienced team of underwriters and BDMs who know the mortgage market inside out and who understand the importance of moving quickly to get a case over the line.

Paul Brett, Managing Director of Intermediaries at Landbay, said, “It is good to be able to support our loyal brokers and increase our range of mortgages, particularly with a 75% LTV product which we have received a huge amount of demand for. 

“It has been our aim throughout this challenging period to be a supportive force for brokers and to be a steady presence in the market.  And, due to our diversity of funding we have fortunately been able to continue lending throughout the whole of the last two months.  This range will now help to give something more to our brokers and their clients, who are keen to remortgage or keep investing in the buy-to-let market.”


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