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Monday, October 27, 2025
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Fourth expands employee-friendly earned wage access offering with tip pay out

Fourth, the leader in workforce and inventory management solutions to the restaurant, hotel, retail, and leisure industries, today announced that its Fuego™ on-demand pay solution has added automated tip pay out functionality to complement its existing earned wage access capability. Integrated seamlessly with Fourth’s scheduling platform, HotSchedules®, Fuego allows employees to access their tips electronically and draw a portion of their earned pay before payday.

Fuego’s new tip pay out functionality automates the entire process and removes the tip cash out process from the manager’s daily responsibilities – all at no cost to the business or for employees who have a Fuego Visa® Card*. The enhanced on-demand pay1 solution gives both employers and employees choice and flexibility over payments.

“We are excited to expand our earned wage access offering with tip pay out,” said Clinton Anderson, CEO, Fourth. “Businesses today face unprecedented challenges attracting and retaining employees. As the only on-demand pay app fully integrated with the industry’s #1 scheduling app, HotSchedules, customers experience more than 20% employee adoption, making it the best choice for retention.”

By eliminating the need for excess cash in stores to pay out tips, employers can reduce their dependency on cash and the costs associated with cash collection, delivery, and insurance, while lowering security costs and the chances of theft or fraud. In addition, cash pickups are minimized, and employees benefit from safer commutes after shifts.

“One of the most surprising benefits customers realize is how seamlessly it integrates into existing systems,” said Christian Berthelsen, CTO, Fourth. “Fuego is a cost-free benefit that helps customers reduce turnover and stand out in the competition for labor.”

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