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Monday, September 22, 2025
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YouLend Provides Vital Capital Support to US SMBs, Signs Partnership With Electronic Payments to Extend Revenue-Based Financing to 50,000+ Merchants

YouLend, the leading global embedded financing platform announces its latest partnership with payments and transaction processor, Electronic Payments. The strategic deal comes at a time when YouLend is rapidly scaling its operations in the United States, marking a significant step forward in empowering more American small businesses with access to capital.

As macroeconomic conditions worsen, the partnership between YouLend and Electronic Payments aims to provide easy access to capital and fill a gap left by traditional financing channels for more than 50,000 eligible Electronic Payments merchants.

Through this initiative, small businesses can now apply for flexible, revenue-based financing ranging from $1,000 to $1 million for any business purpose, including inventory management, operational enhancements, and ensuring cash flow stability.

“We’re constantly looking for new ways to support the financial growth of our customers,” stated Michael Nardy, Founder and CEO of Electronic Payments. “Our partnership with YouLend addresses a critical pain point for merchants—lack of access to capital. Through this new program, we’re empowering thousands of small businesses to invest in their growth with revenue-based financing, whenever and wherever they need it.”

YouLend was chosen by Electronic Payments for its advanced, AI-driven decision-making model that can provide a holistic assessment of a business’s creditworthiness. Through the embedded journey, merchants can complete a quick application and approval process directly within the Electronic Payments ecosystem and receive funds within 24-48 hours.

Ted Kirk, Country Head and Strategic Partnerships US at YouLend commented,”We are thrilled to partner with Electronic Payments and take a significant step forward in closing the funding gap for US SMBs. By embedding financing solutions directly into the Electronic Payments’ platform, we are not only streamlining access to capital, but also leveraging their rich payments data to provide the most tailored options to their customers. Together, we’re paving the way for a stronger SMB financing landscape.”

This announcement follows YouLend’s recent milestone of extending 150,000 instances of funding globally and contributing more than $8 billion in SMB revenue across the UK, Europe and the US.

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