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Tuesday, November 25, 2025
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The Mortgage Works Cuts Rates Even Further Across Its New Business Range

On Wednesday 21 August, The Mortgage Works (TMW) is reducing selected buy-to-let rates for new customers by up to 0.10 percentage points, with rates starting from 3.49%.

New business buy-to-let rates include:

  • Two-year fixed rate (purchase and remortgage) at 4.64% with a £1,495 fee, available up to 75% LTV (reduced by 0.10%)
  • Five-year fixed rate (purchase and remortgage) at 4.29% with a £1,495 fee, available up to 75% LTV (reduced by 0.05%)

New business Limited Company buy-to-let rates include:

  • Two-year fixed rate (purchase, remortgage and further advance) at 4.79% with a 3% fee, available up to 75% LTV (reduced by 0.05%)

Full details on all rate changes can be found here.

Joe Avarne, Senior Manager, Buy-to-Let Mortgages at The Mortgage Works, said: “The Mortgage Works is committed to providing landlords and brokers a broad range of options to meet their varying needs. These latest reductions continue to make The Mortgage Works one of the most competitive providers of buy-to-let mortgages in the sector with rates starting from 3.49%.”

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