spektr 2.0 Launches, Unveiling AI Agent Builder to Transform Compliance for Fintechs

spektr, the compliance infrastructure platform trusted by leading fintech innovators, announces the launch of spektr 2.0 – a modular reimagining of compliance architecture built for flexibility and speed. Spearheading this release is the all-new AI Agent Builder, empowering compliance teams to create intelligent, customizable agents for any customer risk, onboarding, or monitoring process, all without code.

Just a year ago, spektr was helping financial firms escape manual, spreadsheet-driven processes and piecemeal compliance systems. Learning from their clients’ challenges, spektr has evolved into an end-to-end compliance platform: onboarding, ongoing monitoring, merchant reviews, continuous KYC, risk assessment, SAR filing, and support for credit and fraud checks, all orchestrated through deeply modular APIs. 

The shift to AI agents and modular design reflects major shifts in both technology and the market. Until recently, leveraging AI for complex, highly-contextual decisions in compliance was unthinkable. Now, AI capabilities have hit an inflection point: compliance teams expect real-time, explainable, and highly adaptable solutions. SaaS as everyone knows it is being redefined, and spektr is leading the way by building the compliance infrastructure fintechs will need to thrive in the next wave of innovation.

At the core of spektr 2.0 is the new AI Agent Builder: a no-code, workflow designer for automating the most challenging compliance logic. Teams can define precisely how agents should behave, integrate data sources, set up human-in-the-loop reviews, and configure alerts or escalation paths. Every step is transparent, customizable, and auditable, putting control back in compliance teams’ hands.

As Mikkel Skarnager, co-founder and CEO of spektr mentions, “Our long-term vision is to let companies automate as much as possible, without ever compromising on quality or scrutiny. With spektr 2.0, customers can choose exactly what should be handled by AI and what needs human judgment, adjusting for their own risk appetite, industry, or jurisdiction.”

This sentiment is reinforced by spektr’s co-founder and CPO, Jeremy Joly, who remarks, “We don’t force automation; instead, we give teams full configurability, whether they want to rely on advanced agents or keep humans closely involved at every stage.”