Snappi: Greece’s First ECB-licensed Neobank Officially Launches

Snappi, the first Greek neobank licensed by the ECB is delighted to announce that it is now publicly available via the App Store and Google Play, initially to all Greek tax residents.

Headquartered in Ioannina, Snappi has been designed from the ground up to be 100% digital. Snappi is fully mobile with an effortless no paperwork onboarding process and full 24/7 human support. Customers will also receive both virtual and physical bank cards.

Snappi merges the simplicity, transparency and flexibility of a neobank with the reliability and security of a European Union bank, offering a new kind of financial experience built around how people actually live.

Some of Snappi’s key customer benefits:

• With a Greek IBAN and integration with national automated clearing house DIAS, Snappi accounts are fully compatible with IRIS payments, and local transfers, making it easy for users to integrate Snappi into their everyday financial lives without friction.

• 24/7 live customer support, no bot-reliance, no scripts, no outsourcing, making it one of the very few neobanks in Europe to do so.

• A market-leading 3% interest rate on deposits up to €1,000, helping users grow their savings risk-free.

• Snappi’s commitment to zero fees and full transparency means customers can bank without worrying about hidden costs or fine print. Whether transferring money, withdrawing cash, or managing savings, users can enjoy a straightforward experience with no surprises.

• Coming soon: Snappi Pay Later, a flexible e-shopping feature allowing four interest-free payments.

As a fully licensed European Union bank regulated by the European Central Bank, Snappi offers customers the highest standards of security, accountability, and consumer protection.

While some neobanks operate under lighter regulatory frameworks, Snappi aims to offer the reassurance of a traditional bank, paired with the speed and simplicity of a digital-first experience. This licensing ensures that deposits are safeguarded, services are compliant with EU banking laws, and customers benefit from the same protections as they would with any major European Union institution.

Gabriella Kindert, CEO of Snappi, commented: “At Snappi, we’ve rethought what banking should feel like – simple, transparent, and built around real life. We’ve created a platform that’s digital-first but grounded in trust, combining the ease of fintech with the stability of a fully licensed European Union bank. Transparency is central to everything we do: no hidden fees, no small print, just clear, fair banking. With strong local roots in Greece and an international outlook, we’re part of a new generation of neobanks designed to be flexible, inclusive, and genuinely helpful day to day.”

Niki M. Chiou, Deputy CEO of Snappi, added: “Greece has emerged stronger and wiser from the financial challenges of the past decade while also becoming increasingly digitally advanced. Snappi reflects that resilience and renewal. It is designed to be more inclusive towards young people, under-served regions and those feeling outside the traditional financial system.  Built from the ground-up, powered by technology and based on human values we are here to listen, learn and adapt to our customers in service of their everyday lives.”