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PensionBee Chief Business Officer UK Lisa Picardo responds to Pensions Policy Institute report, highlighting pension system exclusion of self-employed, carers, and gig economy workers.

September 5 2025

PensionBee Comments on Pensions Policy Institute’s Report on Turner Commission Legacy

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PensionBee, a leader in the consumer retirement market, has issued a response to the report set out by the Pensions Policy Institute (PPI), which has conducted new research on the 20th anniversary of the Turner Commission.

Lisa Picardo, Chief Business Officer UK at PensionBee, said: “The PPI is right to highlight how far we still have to go. The Turner Commission changed the game for traditional employees, but decades later we see it’s left millions of invisible workers behind, from the self-employed to carers and those on insecure contracts.

“Our own research shows 60 percent of self-employed and freelance workers who are not paying into a pension cite affordability as their main barrier. Beyond that, around a third of gig economy workers say they simply do not know how to start saving into a pension or find pensions too complicated, and have at some point felt excluded from the pension system.

“This strong sense of exclusion aligns with what the PPI shows: those outside traditional models are seeing inadequate outcomes for their retirement savings in comparison to those in more secure forms of work.

“If the Pensions Commission wants to meet today’s realities, it must put the UK’s millions of invisible workers who are so critically important to our economy and society, at the centre of urgently needed reform. Without solving for them, any promise of adequacy or fairness in retirement will remain out of reach.”

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