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Friday, October 03, 2025
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Mox brings the Highest Savings Base Rate to Hong Kong

Mox Bank Limited (“Mox”) is reimagining the ways of accumulating wealth by offering a 1.5% p.a. savings base rate for any amount of HKD deposits, the highest savings base rate to retail customers in town. This rate is 170% of the savings base rates typically offered by most of the local incumbent banks. It applies to HKD deposits of any amount across all savings accounts with Mox, including customers’ Mox Accounts and Mox Invest Accounts, with no strings attached.

Barbaros Uygun, Chief Executive Officer of Mox, said: “We aspire to be ‘the Best Savings Bank in Hong Kong’ by setting a new industry standard, and offering an attractive savings base rate that is significantly higher than other banks. This empowers customers to accumulate their wealth with interest on their deposits, faster and smarter. We have been committed to changing the norms of banking since launch, with our innovative products and offerings providing an unparalleled banking experience.”

Customers can earn up to 3% p.a. savings rate on deposits up to HKD3 million

On top of the base rate, customers can enjoy an additional savings rate of up to 1.5% p.a., taking the total savings rate up to 3% p.a., on deposits up to HKD3 million, when investing in stocks or a fund with Mox Invest or making foreign exchange transactions through Mox of just HKD10,000 (or equivalent) in a calendar month.

Mox customers can now earn more and achieve their savings goals faster. For example, with 3% p.a. savings rate on deposits of every HKD100,000, Mox customers can earn over HKD2,000 more in interest per year than the typical savings base rate offered by banks.

Due to significant customer interest in U.S. deposits, the USD savings base rate has also been increased to 1.5% p.a. on deposits up to USD300,000.

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