Finmo Launches MO AI, a Conversational Co-Pilot for Finance Teams

Finmo has launched MO AI Co‑Pilot, a conversational AI assistant designed to revolutionize how treasury teams manage financial operations. From real-time cash visibility to forecasting and global payments, MO AI co‑pilot acts as an intelligent partner for finance professionals.

MO AI enables finance professionals to handle complex, multi-entity, multi-currency  workflows using simple, natural language. From retrieving account balances and  initiating transactions to analysing cross-border payments and generating reports, MO  AI delivers instant, contextual responses, transforming fragmented workflows into a  unified, real-time experience.  

David Hanna, CEO, Finmo said, “MO AI reflects the kind of meaningful innovation we  aim for at Finmo – solving real-life treasury challenges with intelligent, usable tech. Our  team has combined automation, AI, and deep financial insight to deliver tools that  empower finance professionals to operate more strategically.”  

At the core of MO AI is a custom-built architecture that goes beyond traditional AI  assistants. It combines real-time data integration, contextual financial understanding,  and action execution via Finmo’s proprietary Model Context Protocol. This foundation enables MO AI Co‑Pilot to interpret finance-specific language, support enterprise-grade  authorisation flows, and securely execute transactions with full traceability.  

Raj Vimal Chopra, Co-founder & Chief Technology Officer, Finmo said “We built MO  AI as a domain-specific AI system to tackle the operational complexities of global  treasury management. By fusing generative AI, advanced large language models (LLMs),  and Finmo’s high-fidelity treasury infrastructure, MO delivers deep intelligence with  real-world utility. It understands treasury nuances, enforces strict access controls, and  executes real-time actions with full auditability, ensuring security, compliance, and  explainability at every step”

Unlike generic AI applications, MO AI was trained on years of real financial transaction  data and decision-making patterns. Its foundation blends generative AI with domain specific intelligence to respond to the pace and precision finance teams require. The MO AI co-pilot enhances day-to-day treasury workflows by automating tasks like payment approvals and forecasting.

Akhil Nigam, Co-founder & Chief Product Officer, Finmo said “We build products to  solve real treasury problems. MO AI has been designed to think like a CFO function. It’s  built to understand the urgency, structure, and decision logic behind every action. Our  

goal was to move beyond automation and create an intelligent partner; one that helps  finance teams shift from reactive to proactive execution.” As finance operations grow more complex, the MO AI co-pilot is positioned to be the intelligent companion treasury teams need.

Finmo sees MO AI as a foundational leap toward a new era of intelligent finance. The  roadmap includes predictive capabilities aligned with market conditions, complete  workflow automation, integrations across the financial tech stack, and adaptive  learning tailored to individual user roles. By shifting from static reporting to intelligent  decision-making, MO AI Co‑Pilot positions finance teams to lead strategically in a dynamic,  global economy.