FF News Logo
Sunday, February 22, 2026
FFNews x MoneyLIVE

Esme Loans increases maximum loan amount to £250,000 to support more customers

Standalone digital loans provider Esme Loans increases maximum loan amount from £150,000 to £250,000

Esme Loans, NatWest’s standalone digital lending platform for SMEs and scale up businesses, has today announced that it has increased its credit appetite with the maximum loan amount moving to £250,000 from £150,000 to support more UK SMEs than ever before.

Esme Loans, which to date has lent over £70million to UK businesses, has seen a sustained period of rapid growth in lending to small businesses with the most recent milestone representing over £20m of lending in the space of 14 weeks, an increase of 40% to the lender’s total loan book. At its current trajectory, the provider will have reached lending of £100m by Christmas.

Commenting on the credit increase, Head of NatWest Ventures Andrew Ellis said:

“Following a sustained increase in demand for Esme loans, we have listened and engaged with our customers and are increasing the amount we can lend, so that we can support more customers in response to their evolving needs. The digital application and rapid end processing are resulting in more UK SMEs choosing ESME Loans to grow their business. We will continue to invest in our products, processes and technology to ensure that this continues”.

For further information, please visit https://www.esmeloans.com/

  1. Bluefin and Basis Theory Partner to Enable Unified Tokenization Across Digital and In-Person Payments Read more
  2. Invest Bank and AUTON8 Build Partnership to Drive Digital Resilience and Banking Agility Read more
  3. ING’s AI Roadmap: Platform, People, and Agentic AI Read more
  4. UK-fintech Provided Over £17.5m in Emergency Wage Advances to More Than 55,000 Employees in the Last Year Read more
  5. TreviPay Announces AI-Powered Growth Center to Help Enterprises Predict Buyer Behavior and Drive B2B Sales Read more
FID Fraud _ FinCrime x FFNews