Discover Sibos 2025

Discover Sibos 2025 is live! In this edition, we dive into the forces reshaping the global financial system—from instant payments and ‘pragmatic AI’ to utilities, engagement banking, and bold rebrands.

Two massively anticipated events frame this moment. The go-live of SEPA Instant under the Instant Payment Regulation brings Europe one step closer to the holy grail of truly global, real-time payments.

Instant transactions are no longer optional must now be offered at the same cost as traditional SEPA Credit Transfers and the implications are profound: providers will need to balance speed with security, and users will ultimately determine how quickly adoption scales. At the same time, the industry gathers at Sibos, where leaders and innovators explore the next frontiers in finance.

From Brazil’s Pix to India’s UPI, and the UK’s still-modest Faster Payments uptake, the central question remains: how do we build systems that are both fast and fraud-proof?

Inside this edition, we go deeper:

• Smartstream embarks on a bold rebrand under CEO Akber Jaffer, leveraging AI to broaden its customer base and transform relationships with existing clients.
• CBI (Italy) tackles SEPA-wide pain points created by the Instant Payment Regulation with a purpose-built utility—addressing fraud, liquidity, reachability, and 24/7 resilience.
• BankiFi’s Mark Hartley on how fintech can help mainstream banks win back Britain’s small businesses with data, ‘pragmatic AI’, and engagement banking that lives where SMEs work.
• Commerzbank’s Simone Loefgen addresses three big questions on every bank’s mind at Sibos 2025: scaling AI responsibly, monetising real-time rails, and hardening cross-border resilience.
• Icon Solutions’ Toine van Beusekom argues for a future-facing approach to payments—where banks shape their own destiny and A2A (account-to-account) becomes a strategic lever. This edition captures an industry at an inflection point: instant, intelligent, interoperable—and increasingly customer-first. The future of finance is being built in real time.

Read the magazine right here!