FF News Logo
Friday, March 27, 2026
Fintech Meetup | FFNews

Breaking News

Which Incumbent Acts Most Like a Startup? Being a Fintech Without Credit is a Reason for Your Customers to Leave EXCLUSIVE: “Line of Vision” – Jeff Parker, Paymentology in ‘The Paytech Magazine’ TBC Bank Chooses GDS Link to Power Credit Decisioning for Retail Lending Soter Insure Issues World’s First Ethereum-Denominated Slashing Insurance Policy Mambu Celebrates 15 Years of Powering Next Gen Banking Smartstream Smart Agents Delivers 70% Reduction in Back-Office Investigation Time, Proving the Case for Autonomous Operations Bernardo Mingrone Appointed as New Group CEO Manchester United and Moroccan International Noussair Mazraoui Becomes Strategic Partner With the World’s Leading Islamic Fintech, Wahed Fintech Alaan Launches ‘Alaan Sawa’, Pledging AED 3 Million to Cover Utility and Telecom Bills for UAE SMEs Lagos State Goes Live with Parametric Flood Insurance Policy, Protecting up to 4 Million People CoverGo’s Intelligent Document Processing AI Agent Enhances Generali’s Health Claims Automation Cover Genius Strengthens Executive Leadership as It Scales Global Embedded Protection Infosys to Acquire Leading Insurance Consulting Technology Company, Stratus Tokio Marine & Nichido Fire Insurance Selects EIS ClaimPulse™
Demand of P2P investors for long-term loans doubles since June | Fintech Finance

September 15 2020

Demand of P2P investors for long-term loans doubles since June

Share this post:

Share on LinkedIn Share on WhatsApp

The European P2P lending platform Robo.cash has found that the demand of investors for long-term loans offered by its Singaporean loan originator is rising. In August, the platform’s users funded €1.5 mln of these loans, which is twice as much as in June. This might mark a new trend among P2P investors.

Starting with €0.7 mln in June,  in July the worth of loans from Singapore funded through the platform went up to €1.2 mln, and then peaked in August making €1.5 mln. It has been the highest number so far.

As the Singaporean loan originator is the only one on Robo.cash, which places loans lasting from 6 to 12 months, it can be seen as a sign of a growing demand for longer-term products among P2P investors. This  tendency is also confirmed by an increasing interest of investors in other long-term assets, such as shares and ETFs. Thus, in a survey conducted by Robo.cash at the beginning of 2020, 33% of respondents claimed stocks and ETFs made the largest part of their portfolio. In April, though, the share of investors with the same distribution of assets grew to 40%. 

Analysts of the company comment: “The pandemic and the related uncertainties seem to have made investors reconsider their strategies and think ahead, opting for longer-term investment products. As for the stocks, it is undeniable that they remain one of the most profitable investment tools. However, it is hardly possible to count on a sharp rise in stock markets after the current recession (a so-called V-shaped recovery). Some prominent experts say that the stocks are rather likely to follow the U-shaped recovery, which decreases their attractivity. The longer the pandemic, the more pessimistic these predictions become. Thus, other experts think that the recovery scenario may well have the L-shape, which makes this type of investment riskier than usual. This may be a reason why investors look at other alternatives, including P2P lending. Such investments give high returns, are not so volatile and give a view of exactly when and how much profit one is going to receive.”  

  1. Which Incumbent Acts Most Like a Startup?

    Event Videos 2026

     Read more
  2. Being a Fintech Without Credit is a Reason for Your Customers to Leave

    Thought Leadership

     Read more
  3. EXCLUSIVE: “Line of Vision” – Jeff Parker, Paymentology in ‘The Paytech Magazine’

    The Paytech Magazine

     Read more
  4. TBC Bank Chooses GDS Link to Power Credit Decisioning for Retail Lending

    Fintech

     Read more
  5. Soter Insure Issues World’s First Ethereum-Denominated Slashing Insurance Policy

    Insurtech

     Read more
Fintech Meetup 2026 x FFNews
More On