Culum Capital launch Online Platform for Alternative Investment

Accredited & Institutional Investor platform to provide quality SME financing

Culum Capital today launches its cutting-edge investor platform. Aimed at accredited and institutional investors from around the globe, the platform facilitates invoice financing to SMEs as an alternative to traditional financing sources.

The platform’s sophisticated user interface brings ease and convenience for investors, with a double layer of security authentication. The platform uses its proprietary credit scoring and on-going risk measurement to identify optimum investment opportunities and provide transparency. The transactions carry a short tenor of maximum 120 days, with the average transaction at 70 days. Annualised gross returns are between 10 and 25 percent, with a strong SME diversification.

Ginnie Chin, co-founder & CEO Culum Capital commented that “75 percent of our current investor group are corporate entities who require a highly liquid product to bolster portfolio diversification. We are delighted to bring to the market a strong alternative for investors, with 100 percent of all deals fully subscribed within 24 hours.”

Research cited by UOB in their recent ASEAN FinTech report (United Overseas Bank, 2017), talks of the “huge potential” for alternative funding in ASEAN for the MSME segment. Currently, less than 0.1 percent of all loans in the region come via alternative funding. In the same report, Allied Market Research expects the global peer-to-peer lending market to reach US$460.3 billion by 2022. In ASEAN, MSME generate 41 percent of GDP. According to SingStat, there were 216,000 SMEs in Singapore at the close of 2016, representing 99% of all businesses. They contribute 47 percent or $174 billion dollars to the economy’s nominal value added.

To find out more information, please visit www.culumcapital.com.