Rain Adds Support for Dinari’s USD+, Enabling Yield-Bearing Stablecoin Spending Across LATAM

Rain, the enterprise-grade infrastructure for stablecoin-powered payments, today announced native support for USD+, a yield-bearing stablecoin issued by Dinari, the leading provider of tokenized U.S. public securities. With this integration, Rain’s partners—including Offramp—can now offer customers outside of the United States the ability to hold USD+ and use it globally through Rain-issued cards.

USD+ is backed 1:1 by U.S. Treasuries and cash equivalents and currently yields approximately 5% APY. It enables users to earn while they hold, creating a radically better financial experience for those in regions where traditional dollar accounts are inaccessible or underwhelming.

Through Rain’s API, partners can now offer users digital dollar accounts that automatically earn yield, without requiring minimum balances, foreign bank accounts, or complex investment products. These balances are instantly spendable anywhere Visa is accepted—turning idle funds into an income-generating, global payment source.

Offramp, a global neobank with a focus in emerging markets such as LATAM, is the first to roll out this capability. Users of Offramp located outside of the United States can hold USD+ in their accounts, earn daily yield, and use that balance for purchases around the world with their Offramp card and invest in tokenized equities through Dinari’s dShares™.

“From the very beginning, we designed Rain’s technology to be token-agnostic, stablecoin-native, and built to evolve as the asset landscape expands. Our ability to seamlessly extend support to USD+ exemplifies the strength of our platform,” said Charles Yoo-Naut, CTO & Co-Founder at Rain. “By supporting USD+, we’re giving partners like Offramp the ability to launch products that are both financially compelling and frictionless.”

USD+ is issued and settled on the Dinari Financial Network, which also powers dShares™—Dinari’s fully-backed, compliant tokenized equities. These building blocks enable neobanks, brokers, and fintechs to offer their customers regulated access to U.S. financial products that were previously out of reach.

“Rain’s integration of USD+ proves our infrastructure powers both yield-bearing stablecoins and tokenized equities for partners,” said Gabe Otte, Co-Founder & CEO of Dinari. “Our mission is to democratize access to U.S. dollars and equities globally. With Rain, fintechs can now put those dollars directly into users’ hands, where they can grow and remain spendable.”

“We’re excited to deepen our partnership with Rain and Dinari as the first launch partner for USD+. Through Rain’s support for USD+, we’ll be able to unlock the true potential of stablecoins for users in emerging markets by combining spendability with yield generation,” said Luc Loja, CEO & Founder of Offramp. “This is a historic milestone in stablecoin innovation.”