Nium Launches Dual-Network Stablecoin Card Issuance Platform Enabling Businesses to Spend Digital Dollars at Hundreds of Millions of Merchant Locations Worldwide

WHY THIS MATTERS: This launch signals the decisive arrival of stablecoin payments as a mainstream capability within global commerce. With regulated digital dollars surpassing $200 billion in circulation, the challenge has shifted from issuing stablecoins to spending them at enterprise scale. Nium’s new platform solves the “utility gap” by enabling businesses to issue cards on Visa and Mastercard from a single API, allowing for instant crypto-to-fiat conversion at the point of sale. This is a critical development in the evolution of global payments infrastructure. By wrapping the complexity of compliance and network integration into a single layer, Nium drastically reduces the time-to-market for digital asset programs, accelerating the convergence of traditional finance (TradFi) and regulated digital assets. This move positions stablecoins as a direct competitor to traditional cross-border payment rails for instantaneous B2B and consumer disbursements.

Nium, the global infrastructure leader for real-time cross-border payments and card issuance,  launched its stablecoin card issuance platform. The solution enables companies holding stablecoins to issue spending cards on both the Visa and Mastercard networks through a single API integration, allowing stablecoins to be used at hundreds of millions of merchant locations globally.

Stablecoins have crossed the threshold from experiment to infrastructure. With regulatory frameworks advancing in the US, EU, and across Asia Pacific, and an estimated $200 billion in stablecoins now in circulation, enterprises are no longer asking whether to hold digital dollars – they are asking how to put them to work. Designed to be complementary to existing systems, Nium’s platform extends the utility of stablecoins by connecting them to established payments network infrastructure – bringing the acceptance, reliability, and safeguards that businesses and consumers already trust. Businesses will be able to convert stablecoin balances into real spending power through seamless crypto to fiat conversion at the point of sale at hundreds of millions merchant locations worldwide, without building new infrastructure or navigating a fragmented web of network agreements, banking sponsors, and compliance filings.

“Stablecoins have proven they can move money. We are now proving they can power commerce at enterprise scale. Every business we speak to that holds stablecoins wants the same thing: a simple, compliant way to deploy those balances without building the infrastructure themselves. Today, Nium delivers exactly that – on both major payments networks, in every major market, through one integration,” said Prajit Nanu, CEO and Founder of Nium.

One platform. Established networks. Trusted, global reach.

Businesses connect to Nium via a single API and can immediately:

• Issue stablecoin-funded cards globally. Enable card-based spending via the Visa and Mastercard networks, leveraging their established global acceptance, security, and consumer protections.
• Enable stablecoin settlement options where supported. Reduce multi-step fiat conversion chains and operational friction while maintaining compliance with applicable regulatory, network and market requirements.
• Spend and disburse through one partner. Card issuance paired with Nium’s 190+ country payout network, enabling companies to deploy stablecoin balances via cards and payouts without managing separate provider relationships.

Nium has reduced time-to-market for stablecoin card programs from months of custom infrastructure work to days. The platform handles chain-of-conversion complexity, cross-border settlement constraints, and card network compliance in a single managed layer, replacing what would otherwise require multiple vendor relationships and fragmented integrations.

“We are building at the intersection of stablecoins, AI, and programmable money because we believe the next generation of payments will be faster, smarter, and built on digital currencies. Today’s launch is the opening move. We want to ensure our customers are positioned for what comes next,” added Prajit Nanu.

Built on the infrastructure that already moves the world’s money

Nium’s stablecoin card platform is a native extension of infrastructure that already issues 38 million card tokens annually for banks, fintechs, and enterprises worldwide – with the network relationships, regulatory coverage, and settlement rails that would take years to build independently.

• Unmatched network foundation. With principal memberships across Visa and Mastercard, Nium’s customers are positioned to benefit from future stablecoin opportunities as the category matures.
• Compliant issuance at scale. Nium’s own regulatory licenses in 40+ countries remove the dependency on third-party banking intermediaries that add cost and slow time-to-market.

FF NEWS TAKE: This platform unequivocally moves the needle for the industry. Nium is commercializing the potential of stablecoins as a scalable enterprise payment rail, leveraging existing partnerships (such as its stablecoin settlement pilot with Visa). The real innovation lies in abstracting away complexity via a single API, which will put pressure on traditional cross-border payments providers. We must watch for the rapid deployment of these programmable money tools in enterprise treasury and payroll, particularly as regulatory clarity increases in major jurisdictions