Breaking News
Highnote Partners with BVNK to Launch 24×7 Real-Time Stablecoin Funding for Card Programs
Highnote, the unified platform for embedded finance and modern card issuance, today announced a first-of-its-kind partnership with BVNK, a global stablecoin infrastructure provider for financial services. The collaboration introduces real-time, 24/7 stablecoin-based funding for card programs, enabling Highnote’s subscribers around the world to fund U.S.-based program accounts instantly in USD, without being constrained by standard banking hours.
This new capability streamlines a critical operational step for global fintechs and enterprises that need to move fast. Program funds can now be transferred using stablecoins, automatically converted to U.S. dollars, and deposited in sponsor bank accounts in real-time – even on nights, weekends, or holidays.
“Our subscribers are building real-time financial products for a global user base, and until now, they have had to operate within the limits of U.S. banking hours,” said John Macilwaine, CEO at Highnote. “This new capability eliminates that barrier, giving them true around the clock control over how and when to move money. More importantly, this is a foundational step that opens the door to deeper integration of digital assets across the Highnote platform, from inbound funding through acquiring to outbound disbursements via issuance, and beyond.”
The launch is especially impactful for high-velocity disbursement use cases, including supplier payouts in AP automation, instant reimbursements in expense management, real-time settlements in marketplaces, and funding flows for fleet and credit programs – where timing and control are critical. Highnote is actively rolling out this new capability with first-mover subscribers, giving them a competitive edge through faster, more flexible funding from day one. The launch of 24/7 stablecoin funding unlocks faster transaction cycles and improves liquidity for businesses managing card programs at scale.
“This partnership is a prime example of how stablecoins can free up liquidity locked in complex payment flows that rely on traditional bank payment rails,” said Keith Vander Leest, US General Manager at BVNK. “Our stablecoin-native infrastructure enables instant global value transfer, powering a new generation of financial services that innovators like Highnote are building today.”
This milestone also lays the groundwork for future innovation within Highnote’s platform. As digital asset adoption accelerates, stablecoins are expected to play an increasingly important role in optimizing payment flows, reducing costs, and enabling programmable money across issuing, acquiring, and credit. With 24/7 stablecoin funding, Highnote and BVNK are setting a new standard for programmable finance and borderless treasury infrastructure.
Companies In This Post
- EXCLUSIVE: “Taking the Pain Out of Compliance” – Camillo Werdich, Sinpex in ‘The Fintech Magazine’ Read more
- Global Tech Leaders Unite to Propel Emerging Future-Critical Sectors at GITEX GLOBAL 2025 Read more
- U.S. Bank Leverages Gen AI for Banking Services Read more
- Two Thirds of Millennial Travellers Say Flexible Payments Are Their Deciding Factor When Choosing Airlines Read more
- Big Issue Partners With fumopay To Roll Out New Way for Vendors To Take Cashless Payments via Open Banking Read more
Spend Crypto at 700,000 Merchants in SA Using Luno Pay
Together with Scan to Pay’s 650,000 merchants and Luno Pay’s existing network of over 30,000 merchants, this expansion unlocks access to major household retailers, including Checkers, Makro, Vodacom, and Shoprite, bringing crypto payments into the mainstream and marking a major step for cryptocurrency adoption.
Galaxy Launches GalaxyOne, Bringing Institutional-Quality Financial Offerings to Individual Investors
Galaxy Digital Inc. (NASDAQ: GLXY) (TSX: GLXY) today launched GalaxyOne, a financial technology platform offering U.S.-based individual investors to access high yields on fiat cash, alongside crypto and equities trading in a single digital experience. Accredited investors1 can access 8.00% Annual Percentage Yield (APY) through Galaxy Premium Yield2, while all investors can earn 4.00% APY3 on cash deposits and the ability to auto-reinvest earned interest into bitcoin or other supported crypto – all backed by Galaxy's financial expertise, rigorous risk management, and white-glove client service.
"We've spent years building institutional-quality infrastructure to serve the world's most sophisticated investors. Now, we're extending that edge to individuals," said Mike Novogratz, Founder and CEO of Galaxy. "Importantly, GalaxyOne advances our mission of becoming a full-spectrum financial services provider that builds trusted, regulated, and accessible products for all market segments."
GalaxyOne, which is available on mobile (iOS and Android) and online in the U.S., launches with four core products:
- Galaxy Premium Yield 2: Earn 8.00% APY through an investment note issued by Galaxy Digital LP, a subsidiary of Galaxy Digital Inc. and available exclusively to U.S. accredited investors on GalaxyOne. Yield is generated by Galaxy's institutional lending business, active since 2018. Each investment requires a $25,000 minimum and is capped at $1 million per investor with an initial $250 million total investment cap. Interest accrues daily and is paid monthly into the GalaxyOne Cash account.
- GalaxyOne Cash 3: Earn 4.00% APY in a high-yield cash deposit account FDIC insured up to $250,000. Banking services are provided by Cross River Bank, member FDIC.
- GalaxyOne Crypto: Buy, trade, hold and transfer major blue-chip digital assets, including bitcoin (BTC), ethereum (ETH), and solana (SOL). Transparent pricing, recurring purchases and real-time execution are available on the platform.
- GalaxyOne Brokerage: Access commission-free trading of more than 2,000 U.S stocks and ETFs in individual brokerage accounts. Retirement accounts (traditional and Roth IRAs) are also available. Fractional share trading is available with a $10 minimum per trade. Clients have the option to earn passive income by lending their eligible stocks through the GalaxyOne Stock Lending program4.
GalaxyOne was originally developed under the name Fierce, which Galaxy acquired in 2024. The platform is led by Zac Prince, Managing Director at Galaxy, alongside the original development team. Fierce's former CEO, Rob Cornish, will continue to support the platform's operations as Chief Technology Officer of Galaxy. GalaxyOne sits alongside GalaxyOne Institutional as part of a unified suite of products, each tailored to client needs, but both built to Galaxy's institutional standards of security, scale, and risk management.
"As technology reshapes how people invest, expectations are clear: more yield, easier access from a single platform, and opportunities that extend beyond traditional boundaries," said Mr. Prince. "GalaxyOne delivers exactly that: a unified opportunity to earn yield on cash, trade crypto, and access U.S. equities, all supported by Galaxy's financial discipline, institutional oversight, and professional team trusted by some of the world's most sophisticated institutions. We have an exciting roadmap ahead and are excited to deliver a differentiated financial experience to our clients. This is just the beginning."
To sign up and learn more about GalaxyOne, please visit: https://one.galaxy.app/sign-up
Fasset Secures Provisional Banking License to Become World’s First Stablecoin-Powered Islamic Bank
Fasset, a leading global financial superapp, has secured approval from Malaysia to provide banking services. The license completes Fasset’s ability to provide full-service digital banking to its existing global user base of 500,000 within a regulated sandbox for Islamic fintech innovations, establishing Fasset as the world’s first stablecoin-powered Islamic digital bank.
Milo’s Crypto Mortgage Has Helped Clients Increase Wealth By Over $100 Million
Milo, the leading crypto lender behind the world’s first crypto mortgage, announced today that its clients have increased their wealth by over $100 million through its crypto mortgage offering. Using Bitcoin and Ethereum as collateral, Milo’s clients have acquired more than $80 million in property without liquidating their holdings. This approach enables them to purchase homes while continuing to benefit from the long-term growth of their digital assets.
TerraPay Becomes One of the First Global Payment Leaders To Adopt Stablecoin-Native Flows, Powered by Fipto
TerraPay, a global money movement company, today announced the launch of stablecoin-native flows in partnership with Fipto, the regulated infrastructure layer powering secure, compliant blockchain-based treasury operations.
Crypto Security Failures Highlight Urgent Need for Stricter Safeguards, Says D24 Fintech
The crypto industry is facing a fresh reckoning over security following a series of high-profile breaches. Some of the largest breaches included hackers stealing $1.5bn from Bybit, Phemex losing out on $69m in a crypto heist, and WazirX losing £230m. Despite the rapid mainstreaming of digital assets, vulnerabilities in exchange infrastructure continue to leave billions of pounds at risk.
dtcpay Partners with WalletConnect to Advance Onchain Payments and Stablecoin Adoption
dtcpay, a licensed Major Payment Institution (MPI), today announced a strategic partnership with WalletConnect , the connectivity layer for the financial internet. The collaboration will accelerate the adoption of secure, frictionless onchain payments and reinforce dtcpay’s role in shaping the next generation of onchain finance.
EXCLUSIVE: “Taking the Pain Out of Compliance” – Camillo Werdich, Sinpex in ‘The Fintech Magazine’
Share this post: Share on LinkedIn Share on X (Twitter) Share on Facebook Share on […]
Global Tech Leaders Unite to Propel Emerging Future-Critical Sectors at GITEX GLOBAL 2025
With capabilities of AI advancing every year, its potential to address challenges once thought unsolvable is rapidly expanding, from the possibility of curing genetic diseases to transforming urban mobility or enabling green data centres. With the global AI market set to reach $4.8 trillion by 2033 (UNCTAD), the race to deploy AI for critical sectors has never been more urgent. Against this backdrop, GITEX GLOBAL 2025 convenes as the world’s largest tech and AI event, with this year’s edition highlighting significant developments in biotech, physical AI, quantum computing, semiconductors, and data centres.
U.S. Bank Leverages Gen AI for Banking Services
Share this post: Share on LinkedIn Share on X (Twitter) Share on Facebook Share on […]
Two Thirds of Millennial Travellers Say Flexible Payments Are Their Deciding Factor When Choosing Airlines
New research commissioned by Affirm, the payment network that empowers consumers and merchants with flexible and transparent payment options, reveals that payment flexibility is now one of the most important factors influencing travellers when booking flights and holidays.
Big Issue Partners With fumopay To Roll Out New Way for Vendors To Take Cashless Payments via Open Banking
Big Issue has partnered with open banking payment provider fumopay to offer its vendors an innovative new way to take cashless payments.
Spend Crypto at 700,000 Merchants in SA Using Luno Pay
Together with Scan to Pay’s 650,000 merchants and Luno Pay’s existing network of over 30,000 merchants, this expansion unlocks access to major household retailers, including Checkers, Makro, Vodacom, and Shoprite, bringing crypto payments into the mainstream and marking a major step for cryptocurrency adoption.
More Rewards, More Flexibility: PayPal Introduces 5% Cash Back on Buy Now Pay Later Purchases this Holiday Season
PayPal has announced that U.S. customers will earn 5% cash back on PayPal Buy Now Pay Later (BNPL) purchases between now and the end of the year1. As 60%2 of shoppers feel more financial stress heading into this holiday season, PayPal, one of the leading BNPL providers worldwide, is helping to make it easier to manage spending this holiday season.