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Monday, February 23, 2026
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buzzvault launches monthly home insurance payments

  • ONS data shows the average household now has £38,000 worth of belongings, but one in four households has no contents insurance
  • buzzvault monthly payments start from as little as £5.07 per month
  • A digital ‘vault’ of belongings creates a policy built around the customer

buzzvault, the home insurance provider which uses cutting-edge video technology to understand what customers own and need to ensure, has now launched monthly payments.

Starting from just £5.07, customers will now be able to split payments for their insurance over 12 months, spreading the cost of their premium and ensuring they are covered. The set-up is personalised, dependent on what each person wants to ensure, reducing the risk of overpayment.

Analysis of the latest ONS Wealth and Assets statistics by buzzvault found that the average household now has £38,000 worth of belongings, an increase of almost £3,000 in the last four years. Yet one in four UK households have no contents insurance.

buzzvault works by guiding customers through a short video call with one of its qualified assessors, who will help identify items in the property the customer wants to insure. A high quality, personalised, digital inventory of the contents is then created and stored in the buzzvault app, providing a personalised home insurance policy. Policies are flexible so customers can add and remove items as they go (changes may affect the price of a policy). The model is a step away from the way standard insurance policies are calculated, which involves customers estimating the value of their contents – risking a mismatch between what they expect their insurance to cover, and what it actually does.

Thanks to this personalisation, customers should not end up overpaying for what they do not own – a cost saving that could also reduce the monthly repayments.

Becky Downing, CEO at buzzvault, said: “Cost is typically one of the main obstacles to people buying home insurance. It’s so easy to think ‘it won’t happen to me’ and avoid paying potentially hundreds of pounds based on guessing the value of your contents. A monthly payment option now means customers can spread out the cost of their policy, and rest in the knowledge that this policy is 100% tailored to them.”

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