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March 20 2023

Mambu’s Kunal Galav Talks About Building A Bank For SMEs

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Kunal Galav, Global Head of Partnership Development for Mambu, sits down for a discussion with FF News’ Doug Mackenzie about banking for the SME market. Kunal reveals the approach that he would take to build a bank for SMEs in the current economic climate.

“If you look at the UK as a market, 90% of the SME market share is with the top 4 banks. However, if you think about it from a big bank’s perspective, they’re not profitable and it takes a lot of time to get things done. So in the UK, it takes an average 57 days to open an account. Can you imagine you’re starting a new business? Movement of money is the fundamental thing you want, and it takes 57 days to get started.”

“So, it’s actually one of the most underserved segments and if you think about the context that SMEs bring to the economy, they are the heart and the lifeline of the economy. There needs to be a better service for them in banking. So there is a lot of opportunity there which helps banks, SMEs, and the economy.”

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Kunal Galav

Kunal Galav

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Mambu | Fintech Finance

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