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Tuesday, September 16, 2025
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Lessons learnt from N26 US expansion attempt | Pablo Reboiro

We speak to Pablo Reboiro from European neo-bank N26 about their journey in recent years and the importance of talent for building a successful disruptor. In this interesting conversation, Reboiro speaks to Douglas Mackenzie about how they’re riding the transition from an economic climate that stimulated growth to one where interest rates are higher but they can now benefit from higher deposits.

We also hear Reboiro talk about their experiences of trying to crack the difficult US market and some of their learnings from that, as well as changes in the way fintechs are running and growing. There’s a lot of wisdom here around growing sustainably that echoes the sentiments of many in the industry.

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